Fixed investment in gold is an efficient and worry-free way for individuals to participate in gold investment. It refers to investing in gold with a specified weight or amount at a fixed frequency within an agreed time. So, what are the advantages and disadvantages of individuals participating in the fixed investment in gold? This article focuses on "fixed investment in gold". Let's take a look.

What are the advantages and disadvantages of fixed investment in gold?

The benefits of 1

1, improve the allocation of household assets. In the long run, gold has good hedging property and anti-inflation function, and the allocation of gold assets is conducive to optimizing asset portfolio and hedging risks;

2. Share the investment cost equally and spread the risks. The market will make a fixed investment, not afraid of points, buy less at a high level and buy more at a low level. Through long-term investment, you have the opportunity to get the benefits brought by the appreciation of gold;

3. Plan "wedding money" and "venture money" in advance. The accumulated gold can be used to extract physical gold with a purity of 99.99, and save dowry for daughters and sons.

4, a good place for lucky money, compulsory savings. Using the children's annual lucky money for the fixed investment in gold, I unconsciously saved a "gold savings".

2 shortcomings

1, paper gold, gold fund and gold futures have higher investment risks.

2. If the purchase cost of gold jewelry is high, the repurchase is not smooth.

3. When the investment product rises unilaterally, if the investment product is fixed, the yield will be lower.

The above are some advantages and disadvantages of fixed investment in gold, so you can pay attention to it.