The nature of bitcoin is clarified, and it is considered that bitcoin is not issued by the monetary authorities and has no monetary attributes such as legal compensation and coercion, so it is not a real currency. In nature, bitcoin is a specific virtual commodity, which does not have the same legal status as currency, and cannot and should not be used as currency in the market. However, as a commodity transaction on the Internet, ordinary people have the freedom to participate at their own risk.
In order to avoid over-hyping virtual commodities such as Bitcoin in the name of "virtual currency" and damage the public interest and the legal tender status of RMB, the Circular requires financial institutions and payment institutions to correctly use the concept of currency in their daily work, pay attention to strengthening the education of monetary knowledge for the public, incorporate the contents of correctly understanding currency, correctly treating virtual commodities and virtual currency, rationally investing, reasonably controlling investment risks and safeguarding their own property safety into financial knowledge popularization activities, and guide the public to establish a correct concept of currency and.