Finance in modern society is a vigorous energy that stimulates economic vitality. However, once it gets out of control, finance will become the king of destruction of the economic system. From the Dutch tulip crisis in 1637, the British South Sea Bubble in 1720, the U.S. financial panic in 1837, to the U.S. banking crisis in 1907, the U.S. stock market crash in 1929, Black Monday that swept the global stock market in 1987, and then we are not far away Not too far away, the Mexican financial crisis from 1994 to 1995, the Asian financial crisis in 1997, and the U.S. subprime mortgage crisis from 2007 to 2009. These famous financial crises in history have caused huge social and economic chaos and have far-reaching consequences for future generations. Influence.
One of the four major guarantees of Nanyang Dazong is "fund guarantee". Even today, many partners still don't understand. What is fund supervision? Why do we have to successfully sign a contract with a bank before we can deposit or withdraw funds? Some friends reported to me that a certain self-media platform has recently set up several WeChat groups, misleading everyone in the group, saying that our trading funds are in the company, and saying where the company has gone with at least 1.8 billion of the funds of 180,000 traders. ? I feel worried about such newbies in the industry. Confucius said, "Knowing is knowing, not knowing is not knowing, this is knowing." I believe that when establishing a group, one must take responsibility for the group, and one must not mislead everyone. You must know that whether we media or WeChat groups are facing the public, we must have factual basis for every word of principled issues. Let’s not talk about the industry taboo of privately recruiting people to form groups. As a group leader of multiple groups, saying such layman’s words really makes me speechless.
Fund supervision (derived from Escrow), also known as third-party supervision. Fund supervision is used in many industries, such as stocks, funds, futures, and our common real estate transactions, etc. For our Nanyang Bulk, capital supervision means that the transaction funds of the buyers and sellers are not transferred directly through Nanyang Bulk's public accounts, but are transferred by the Nanyang Bulk administrative department in conjunction with the banking institution to open a fund supervision "special account" in the bank. Every transaction we make is transferred through the bank's automatic settlement and transfer functions. Even if this transaction account is set up by a company, it still belongs to the bank. It is essentially different from the company's ordinary corporate account and basic account.
The capital supervision of Nanyang bulk spot trading is only one level lower than that of stocks and futures. Stock futures are subject to capital supervision by the People's Bank of China and the China Securities Regulatory Commission. The capital supervision of Nanyang bulk spot trading is by the People's It is supervised by the Henan Branch of the Bank and the Henan Provincial Securities Regulatory Bureau of the China Securities Regulatory Commission. Although the fund supervision level is one level lower than that of stock futures, it does not mean that the funds can be abused at will. The funds in the transaction can only enter Nanyang Bulk's account after delivery, which is equivalent to the meaning of "pay with one hand and deliver with the other hand" in ordinary transactions.
For example, in trading activities, after we purchase 10 units of the original price product, the funds will be transferred to the account of the dealer who sold it. When we propose a product, this one The funds for each product are transferred to the company's account. Therefore, fund supervision requires that both buyers and sellers open signed accounts at the supervising bank. The bank is the main body of fund supervision, ensuring the safety of transaction funds for both buyers and sellers, and maintaining the safety of both buyers and sellers. rights and interests. Just like Alipay, which is used to buy things on Taobao, it is the same reason that only when we confirm receipt of the goods can the other party receive the payment.
In today's chaotic world of the Internet, there are also many platforms under the banner of spot trading that do not have any supervision measures for trading funds. We must be careful to identify them. Unnecessary transactions can easily occur if we are not careful. dispute. Only platforms that adopt two methods of fund supervision or fund custody can truly ensure the safety of traders' trading funds. Both models supervise funds through the bank's special account. In the absence of transaction actions, no other unit or individual can use the funds. In addition, other transaction modes will bring certain risks to fund transfers.
Take Nanyang bulk commodity transactions as an example. Every time we buy or sell commodities, they are automatically settled by the settlement system of Ping An Bank, our contracted supervision bank. After settlement, T+1 automatically Transfer to our available (available) funds account. For example, for the first product, if the purchase price is 1,960 yuan, the bank will transfer the money to whose trading account you buy the product; if the sale price is 2,090 yuan, the bank will transfer the funds to the person you sold the product to. Your trading account is called "matching transaction" on the platform. In addition, our transaction fee of 5‰ for each purchase and sale, which is 20.25 yuan per pound, is also automatically settled by the bank's settlement system and transferred to the company's account, including a product we take home. , the bank will also allocate this 190 yuan to the company. Except for the transaction fees and a delivery of goods, which are deductible and transferred to the company's account, the rest of the funds are in our trading account, that is, in our warehouse receipts, just like when we buy stocks and hold positions, except for ourselves No one can touch a penny of our money. It is the same principle when we sell the stock before we can realize it.
Therefore, we don’t need to panic at any time. Even if something bad happens suddenly, we should learn to manage our fears. Whether we are engaged in Nanyang bulk trading or stock trading, panic will not solve any problem if the market is not good.
If everyone could treat the system failure on October 12 calmly and not panic, then our market would not be what it is today. In fact, everyone’s panic or anxiety stems from their lack of understanding of the capital supervision of the spot industry.
Control your fear. Whether it is Nanyang Bulk today or other trading activities in the future, what we need is the correct cognition and mentality, adjust your mentality, and wait for the opportunity to come. If If we can face the market calmly, then the market will be conquered by us! Next, our new journey is about to begin! Come on, friends!