Thirdly, invest 30% of the funds in medium-risk assets, with an expected annual income of 10%. Mainly invest in futures arbitrage products, such as copper cross-market arbitrage, extrusion arbitrage, spot arbitrage and so on. , with low risk to obtain absolute returns.
In addition, the remaining 20% will be invested in low-risk and high-liquidity investments, that is, the expected annual income is about 6%. I allocate about 15% in principal guaranteed fund, and invest the other 5% in bond funds.
One of the main misunderstandings of financial management is that the more money you have, the less you need to manage money, because financial management is to make money. If you have money, why should you manage it? In fact, the main purpose of financial management is not to make money, but to meet the various needs for cash in the future. Making money is only a means to realize this demand. Young people have 6.5438+0 million yuan, so they should set their life goals as soon as possible and then determine their financial plans.