Deposit 5,000 yuan in the bank, with a three-year interest rate of 4%, and the maturity principal interest rate is 5,600 yuan in total;

Buy a fund with 5,000 yuan, a monetary fund with less risk The annual income is about 4%, and the compound interest income is calculated by yourself; buying stock funds is unstable, and may gain 30%, or lose 30%; closed-end or ETFs are not fixed, and depend on the fund manager;

If you buy stocks for 5,000 yuan, it is almost impossible to determine the return. But if you are lucky, you may not have to worry about college expenses. If you are not lucky, you may have more than 3,000 yuan left. However, if you can get any inside information because of work or friends and family, please Be sure to participate in stock investment;

Buy treasury bonds for 5,000 yuan, with a three-year interest rate of 5%, and the maturity principal interest rate is 5,750 yuan, which is not much different from the bank's regular term;

If you buy other bonds for 5,000 yuan, the profit cannot be determined, but it is generally 5%~8%. If you know how to operate, you can also make a profit from buying and selling;

5,000 yuan for futures trading, if you have good skills, it may be better than Stocks are higher, but the risk is also considerable, because it is a leveraged transaction, so if you are not familiar with the market, it is better not to do it.

These are roughly the categories. To sum up, stocks are almost the only way to meet college expenses, so please go to a securities company to open an account.

PS: Xiaoying’s mother rented a shop near the university where Xiaoying wanted to attend with 5,000 yuan, and sold barbecue and bibimbap. The monthly net profit was 10,000 yuan, and the annual net profit was 120,000 yuan. , a net profit of 360,000 yuan in three years, excluding three years of living expenses, should be enough for basic expenses during college. In the future, Xiaoying can also be asked to help after school to expand the scale of business and increase takeout and chain stores.