Official website shows that the annual fixed interest rate of Agricultural Bank of China is 1.75%, which is the same as the benchmark interest rate announced by the central bank. The annual fixed interest rate is100000×1.75% =1750 yuan. But in fact, all branches of ABC have their own deposit execution rates. Among the branches of Agricultural Bank of China in first-tier cities, the annual interest rate in Beijing, Shanghai, Guangzhou, Tianjin and Chongqing is 1.95%, and the annual interest income of100000 yuan is 1.95.
It is an indisputable fact that the deposit interest rate of Agricultural Bank is not high, including the interest rates of Industrial and Commercial Bank of China, China Construction Bank, Bank of China and Bank of Communications. The same annual interest rate is fixed. Some city commercial banks and rural commercial banks reached 3.3%, and the annual income of 65,438+million deposits was 3,300 yuan, which was higher than that of state-owned banks 1.350 yuan. Due to the high interest rate of local bank deposits, customers naturally choose deposits with higher returns.
Silver futures contract: futures account is different from securities account opening. The bank card bound during account opening cannot be automatically connected to the bank period. Investors must sign silver contracts through online banking or in the business hall of the bank.
First, the signing of the silver contract is mainly to facilitate the transfer, on the one hand, it is also to prevent and control the risk of funds. The futures company will open an account for you in the bank, and the third party will hold it, so the funds will be safer and more secure. This is also the best place in China. If it is an external market, the funds are in the futures company. Once the futures company has systemic risks, its own funds may not be found back.
2. Matters needing attention in the selection of futures companies: 1, and there are currently 149 futures companies in China. Regular futures companies have filed with the CSRC and landed in official website. You can inquire in the column of regulated objects or call the customer service hotline of the Futures Association for consultation. 2. You can download the futures account app from the official futures link. Regular futures companies can open accounts online and have a unified account opening cloud system. Regular companies have their own code information. 3. Qualification rating of futures companies Every year, futures industry associations rank futures companies and publish them on their websites. This is quite authoritative, and it is very important to inspect the company from all aspects, especially the column of fund supervision. The higher the rating, the safer and more reliable the company is and the stronger its comprehensive strength. 4, the futures trading channel CTP channel, the mainstream transaction in China, is fast, and large companies will give priority to this channel. If the amount of funds is large, it is very necessary to choose such a company with a large number of hands. The final conclusion: Both the signing of futures contracts in silver period and the ranking of futures companies I share below are based on the comprehensive consideration of investors' capital trading safety, so choosing high-quality regular futures companies and signing contracts in silver period will not worry about the capital safety in the trading process. On this premise,
Recently, the bank launched a series of structured deposits, smart deposits, certificates of deposit and cash management products with strong liquidity and high yield. The one-year interest rate of these deposit products can be as high as 5%. For example, the "revitalization deposit" of Liaoning Zhenhua Bank has an early withdrawal interest rate of 3.8% and a one-year deposit interest rate of 5. 1%. These products are better than those of Agricultural Bank of China. Customers should choose their own financial products.