It is relatively simple to query your credit report online. At present, there are two types of credit surveys in China. One is the credit information of the central bank, and the other is the credit information of 100 banks led by the central bank.

To inquire about the central bank's credit information, I need to bring my ID card to the local central bank outlets and print a short version of my personal credit information report.

If you want to check online, you should check the credit report of 100 banks of the central bank. This is very simple to check and the report will be very rich. Just open WeChat search: 79 data. Click "Query" and enter information to query your own 100 credit data.

The data comes from online lending platforms and UnionPay centers all over the country. Users can query their own big data and credit status, obtain all kinds of index data, and query their own personal credit status, blacklist, online loan application record, application platform type, overdue, overdue amount, credit card and online loan credit line estimation and other important data information.

Compared with the central bank's personal credit report, the atmosphere of personal credit records is more extensive, and the institutions that publish them are more diverse. For example, 79 data and sesame credit scores are all part of personal credit records. Generally speaking, it is more similar to the online big data credit report, which is a useful supplement to the traditional personal credit report.

At present, the country is establishing an all-round "credit network" without dead ends, connecting the society and sharing information.

Credit report and personal credit record are both important components.

Protect your credit. Credit is the greatest asset and wealth for everyone.