When you borrow money from the bank, it is a loan of 1. Choose commercial banks: banks with good loans, such as people's livelihood/investment promotion; 2. Only mortgage is possible, such as vehicles, real estate and time deposits; 3. Good credit, no bad loan records and credit records; If you don't have a credit card, you can consider getting one, pay back on time, increase your credit and get a better loan. Information required for loan: 1. The borrower's valid identity card and household registration book; 2. Proof of marital status, unmarried persons need to provide proof of unmarried, and divorced persons need to issue a civil mediation or divorce certificate (indicating that they have not remarried after divorce); 3. If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate; 4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year); 5. Real estate title certificate; 6. Guarantor (ID card, household registration book, marriage certificate, etc. ) Remarks: 1. Loans can only be made with collateral, and the sum of loan amount and interest during the loan period cannot exceed1/2 of the assessed value of collateral; 2. Have a long-term and stable income source, enough to pay the monthly loan principal and interest; 3. Guarantor; 4. Age limit of the borrower: the age loan period for men shall not exceed 60 years, and the age loan period for women shall not exceed 55 years; 5. Customers blacklisted in the credit information system cannot apply for loans; The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc. It usually takes about 1 month to get a loan. Process: 1. Apply for a loan from the bank. 2. After the acceptance of the bank, evaluate the value of the mortgaged property, and verify the loan amount according to the evaluation value. 3. Open a personal current deposit account and sign a loan contract. 4. Apply for real estate mortgage registration; 5. Bank loans.
2. What is the specific salary, welfare, bonus, housing accumulation fund, etc. of the loan officer of Guangzhou Minsheng Bank? Thank you.
Guangzhou Minsheng Bank Guangzhou Business Center | Credit Management/Credit Evaluation |200 Promotion | 2001-4,000 Yuan/month Finance/Banking/Investment/Fund/Securities/Futures | Enterprise Nature: Joint-stock Enterprise | Scale: 100
3. What is the salary of Minsheng Bank?
Some people say that people's livelihood is a rice jar, but only if your father is a rice warehouse. Of course, this is a joke. People's livelihood belongs to the kind of bank that pays great attention to efficiency. You have resources, so it doesn't matter if you don't go to work. You still get a high salary. If you don't do well, you will be kicked out without hesitation. People's livelihood wages are good. If the salary of tellers in the establishment is not around 1500, fresh graduates can get 3000, and the general salary is 4000-5000 (not counting bonuses). It belongs to a bank with better treatment!
Four, Guangzhou Minsheng Bank loan officer treatment, such as welfare, bonus, housing provident fund, etc. ...
Guangzhou Minsheng Bank Guangzhou Business Center | Credit Management/Credit Evaluation | 2001-4,000 yuan/month e-banking promotion | 2001-4,000 yuan/month finance/banking/investment/fund/securities/futures | Enterprise nature: joint-stock enterprise | Scale:1.