Legal analysis: paying a fine can restore credit reporting, but it should be noted that the specific procedure requires the parties to go to the court and find the case-handling judge. Usually, personal credit report is divided into three parts: personal version: let consumers know their own credit situation, and mainly display the credit information of the information subject. Bank version: allows commercial banks to inquire. In the credit transaction information, the report will not show the names of other loan banks or credit institutions except the inquiry institution. This is to protect trade secrets and maintain fair competition. Social Edition: allows consumers to open stock index futures accounts and display credit summary information, including personal practice qualification records, administrative rewards and punishments records, court proceedings and execution records, tax arrears records, social insurance records, housing provident fund records, etc.

Legal basis: Article 10 of the "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith" is under any of the following circumstances, the people's court shall delete the information of bad faith within three working days: (1) the person subjected to execution has fulfilled the obligations specified in the effective legal document or the people's court has completed the execution; (2) The parties have reached an execution settlement agreement, which has been fulfilled; (3) The application executor applies in writing to delete the untrustworthy information, and the people's court examines and agrees; (4) After the execution of the program, the property of the person subjected to execution is inquired twice or more through the network execution inspection and control system, and no property available for execution is found, and the applicant for execution or other people fail to provide effective property clues; (5) The person subjected to execution for breach of trust who has been ordered by the people's court to suspend execution according to law due to trial supervision or bankruptcy proceedings; (six) the people's court ruled not to execute according to law; (seven) the people's court ruled to terminate the execution according to law.