Bank self-inspection report 1
Banking Regulatory Bureau:
In order to conscientiously implement the spirit of the Notice on Carrying out the Self-inspection of Network Security of Banking Financial Institutions forwarded by the State Banking Regulatory Bureau, the Bank specially held a meeting on the theme of network security, and drafted a network security responsibility system and related rules and regulations, which were uniformly managed by the scientific and technological departments of the Bank, and each department was responsible for its own network security work. Strictly implement the network security regulations and take various measures to prevent the occurrence of security accidents. Generally speaking, banks have done a solid job in network security and achieved good results. In recent years, no leaks have been found.
First, the management of computer confidential information
Since the beginning of this year, the bank has strengthened organizational leadership, publicity and education, implemented work responsibilities, strengthened daily supervision and inspection, and managed classified computers. Used to manage computer magnetic media (floppy disk, U disk, mobile hard disk, etc.). ), take special personnel to keep confidential files alone, and it is forbidden to bring magnetic media containing confidential contents to computers on the Internet to process, store and transfer files, thus forming a good security and confidentiality environment. Confidential computers have been physically isolated from the Internet and other public information networks, and security measures have been implemented in accordance with relevant regulations. So far, there has not been a computer leakage accident.
Second, the computer and network security situation
The first is network security. The bank is equipped with anti-virus software and network isolation card, and has taken security protection measures such as strong password, database storage and backup, mobile storage device management and data encryption. , clear the responsibility of network security, strengthen the network security work.
Second, in daily management, do a good job in the five-layer management of intranet, extranet and application software, ensure that confidential computers are not connected to the Internet, and that computers connected to the Internet are not classified, and manage, maintain and destroy CDs, hard disks, USB flash drives and mobile hard disks in strict accordance with the requirements. Focus on three major safety inspections: first, hardware safety, including lightning protection, fire prevention, theft prevention and power connection; The second is network security, including network structure, security log management, password management, IP management, online behavior management and so on. Third, application security, including mail system, resource management, software management, etc.
Three, the use of hardware equipment is reasonable, the software setting is standardized, and the equipment is in good running condition.
Anti-virus software has been installed in all terminals of the Bank, and the application of system-related equipment has been standardized. The use of hardware equipment conforms to the relevant national product quality and safety regulations, the hardware operation environment of the unit meets the requirements, and the basic equipment such as printer accessories and ribbon racks are original products. Lightning protection grounding wire is normal, defective lightning protection socket has been replaced, lightning protection equipment is basically stable, and there is no lightning accident; UPS basically works normally. The website system is safe and effective, and there are no security risks.
Fourth, communication equipment is operating normally.
Our network system is reasonable in structure and configuration, and complies with relevant safety regulations; All kinds of hardware equipment, software and network interfaces used in the network were put into use only after passing the safety inspection and appraisal, and they have basically operated normally since installation.
Five, strict management, standardize equipment maintenance
Our bank implements the management system of who uses, who manages and who is responsible for computers and their equipment. In terms of management, we first adhere to the system of managers. The second is to strengthen information security education and improve employees' computer skills. At the same time, the publicity of network security knowledge was carried out in the industry, which made all employees realize that computer security protection is an organic part of the work of three defenses and one guarantee. Moreover, under the new situation, computer crime will become an important part of security work. In terms of equipment maintenance, a network equipment fault register and a computer maintenance table are specially set up to register equipment faults and maintenance and deal with them in time. For foreign maintenance personnel, it is required to be accompanied by relevant personnel, and their identity and handling situation should be registered to standardize the maintenance and management of equipment.
Six, safety education
In order to ensure the safe and effective operation of the Bank's network and reduce virus intrusion, I conducted training on network security and system security. During this period, we conducted a detailed consultation on computer-related problems encountered in practical work and got a satisfactory answer.
Problems existing in self-examination and rectification opinions
We found some weak links in the management process, and will improve in the following aspects in the future.
(a) for irregular lines, exposed, immediately rectification lines within a time limit, and do a good job of rat prevention and fire safety.
(two) to strengthen equipment maintenance, timely replacement and maintenance of faulty equipment.
(3) During the self-examination, it was found that individual personnel were not aware of computer security. In the future work, we will continue to strengthen computer security awareness education and prevention skills training, so that employees can fully realize the seriousness of computer cases. Combine civil air defense with technical defense, and do a good job in network security of the unit.
Bank self-inspection work report II
First, improve the organization and strengthen leadership.
In order to ensure the smooth progress of this self-inspection, our bureau set up a self-inspection and self-correction inventory team headed by the discipline inspection secretary, and actively carried out self-inspection and self-correction work.
Second, strict inventory, not going through the motions.
An inventory team was set up, and the leaders of the bureau asked to study the spirit of the document carefully and conduct self-examination against the contents of self-examination. Do not go through the motions and leave no dead ends, and find and solve existing problems in time.
Three, serious self-examination, timely self correction.
In accordance with the requirements of the Notice of Mianzhu Municipal Bureau of Finance on the Safety Inspection of Financial Funds in the whole city, our bureau conducted a self-examination on the internal control system, financial management system and financial fund management of this unit.
1. Establish and improve the internal control system of administrative institutions. In strict accordance with the principle of two lines of revenue and expenditure, our bureau will pay all business income to the state treasury in full, and do a good job in accounting treatment of each income according to time, unit, bill number and amount, and reconcile with the state treasury department on time at the end of each month; Every business expense should be strictly in accordance with the examination and approval procedures of department heads for financial review and leadership approval, and a financial reimbursement system should be implemented.
2. Designate a person to be responsible for financial bills, establish a ledger for bill collection and write-off, and clean up and write off the financial bills according to the management requirements at the end of the year.
3. The management principles of our financial seal are: storage, supervision, approval and use. The special financial seal shall be kept by the accountant and the company seal by the cashier. The financial seal shall be properly kept and checked frequently. Non-custodial personnel shall not use it, and shall not go out with a seal without the consent of the person in charge of the unit. It is forbidden to affix financial seals on non-financial matters, and it is forbidden to lend financial seals.
4. The functions and responsibilities of the finance department are clear, and there are two positions: accountant and cashier.
Accounting and cashier have a clear division of labor, and they coordinate and restrict each other. At the end of the month, the cashier's cash and bank journal are checked with the accounting account, which must be checked with the bank and finance before closing the account. The accountant checks the cashier's cash on hand regularly and irregularly.
5. The financial accounting of our bureau is basically based on the accounting system of administrative institutions, but it is not perfect. The next step should be to further improve the accounting as required.
6. Do not open bank accounts in violation of regulations, manage and use existing accounts as required, and seriously implement the reconciliation system at the end of each month.
7 in accordance with the relevant provisions of the management and use of financial funds, financial funds disbursement process scientific and standardized, timely audit of financial funds. Financial funds not included in the centralized payment of the state treasury.
This self-examination and self-correction is a practical action to promote the self-improvement of our financial work, so that we can find problems in time and rectify them in time, thus making our financial work more perfect and effective.
Bank self-inspection work report 3
In the construction of professional ethics in our department, according to the unified arrangement and deployment of the professional ethics work of the town party committee and the town government, Scientific Outlook on Development was thoroughly implemented, with the goal of standardizing service behavior, strengthening service awareness, improving service attitude and improving service quality, taking the satisfaction of the masses as the standard, and starting from solving the hot and difficult problems that the masses care about, the industry style has obviously improved.
(1) Ideological and moral aspects
1. In daily work, there are no mistakes, untimely task completion, perfunctory, prevarication and other behaviors. , the sense of responsibility is not strong, the style is not solid;
2. There are no behaviors such as being late, absenteeism and leaving early. Failing to observe labor discipline, feeling depressed and working negatively;
3. There is no behavior of often not participating in collective activities such as political study and business study without reason;
4. Don't take advantage of work to accept customers' red envelopes and handling fees, ask for property or borrow communication equipment and means of transportation, reimburse various expenses and seek personal gain;
(2) Daily life behavior
1, not frequenting dance halls, hotels, entertainment places, etc. And consumption is seriously inconsistent with legal income;
2. There is no gambling in disguised form, such as playing cards, playing mahjong or participating in gambling or playing video games. Not suspected of "pornography, drugs, black" and other illegal and disciplinary acts;
3. There is no long-term default on loans, non-repayment of loans, malicious overdraft of credit cards, frequent borrowing from people, etc.;
4, not engaged in a second job or business, or use the convenience of work to help relatives and friends do business; No paging during working hours, constant phone calls, and no contact with socially undesirable people; Do not often buy and sell stocks and futures or participate in pyramid schemes during working hours;
5. There is no behavior that causes great emotional fluctuation due to major family changes; There is no behavior of often staying out late at night or staying out at night.
(3) Business management
1, without seriously conveying and studying the financial rules and regulations and the spirit of superiors, and clarifying the responsibilities of each business operation post of the unit or department;
2. Failing to take effective measures in time to solve loopholes in business work and solve problems that need to be solved in time;
3. Is there any violation of discipline or failure to stop, report and handle business accidents in time?
4. There is no act of handling business beyond authority, and there is no case where the person in charge of a branch or department handles business in violation of laws and regulations;
5. There is no case that the person in charge of the accounting department, the competent president and the president do not insist on counting all the cash in the tail box every ten days, every month and every quarter;
6. There is no rotation of important posts that are not arranged according to regulations.
(4) Commercial operation.
1. There is no account, account and account discrepancy caused by non-compliance; Without the audit or authorization of the accounting supervisor, the account entry, exchange and electronic remittance are not handled without authorization;
2. There is no phenomenon of forging, altering or tampering with vouchers to transfer funds and concealing or intentionally destroying accounting vouchers;
3, no single door-to-door payment, currency delivery in violation of the provisions of the procedures for door-to-door payment business and handle business and important documents such as seal cards; Strictly implement the repeated counting of trunk cash at the end of daily business or all cases that are not registered or signed after counting;
4. There is no unauthorized use of inventory funds to advance other funds or IOUs to arrive at the warehouse. Steal the refresh card when you don't accept or pay, and hide the phenomenon of not reporting the cashier's long money; There is no act of keeping customers' passbooks (bills), bank cards and passwords without authorization, instead of withdrawing money from depositors;
5 units and individuals are not allowed to withdraw cash beyond the limit, or large cash withdrawals are not reported for approval; The account opening review is not strict, and the personal savings account opening procedures are handled in violation of the provisions of real-name registration system for personal deposits, and public funds are kept privately;
6. There is no phenomenon of stealing customers' funds without handling the loss reporting procedures for customers as required; There is no unauthorized or false issuance of deposit certificates such as certificates of deposit, certificate-based treasury bonds and personal deposit certificates;
7. Failing to intentionally conceal and cover up the true credit information of the borrower and providing false pre-loan investigation report;
8. There is no printing beyond the authority and scope, and there is no printing without approval or incomplete approval procedures; There is no act of using the letter of introduction of the unit for others without permission;
9. Do not disclose the escort route to others without permission;
10, all business authorization cases are handled according to regulations; There is no phenomenon of mixed post operation;
1 1. There is no intentional illegal operation, no rules and regulations, no signs of risk and no unsafe factors.
Bank self-inspection work report 4
Provincial electronic banking department:
In recent years, the e-banking business of our county branch has been favored by customers for its advantages of low cost, convenience and all-weather service. Online electronic banking settlement and merchant signing transfer terminals have developed rapidly in enterprises, institutions and individual customer groups. ATM is widely welcomed by customers because it can provide 24-hour convenient and efficient financial services without the limitation of time and space. However, due to the complexity of society, the level of corporate financial personnel and personal settlement personnel is low, and there are more and more online e-banking settlement risk cases. Strengthening risk awareness and avoiding online e-banking settlement has become an urgent task for our county branch to develop online e-banking. In order to standardize the operation of e-banking business, guard against risks and ensure the healthy, rapid and standardized development of e-banking business in our county branch, according to the notice issued by the provincial bank, our bank conducted a comprehensive self-inspection of e-banking transactions, merchant signing transfer terminals and ATM machines in our county branch, and now the self-inspection situation is reported as follows.
First of all, avoiding the risk of online e-banking settlement begins with the implementation of standardized workflow.
The settlement risk of online e-banking exists from the time when the Associated Press and its customers log on to the bank website through the Internet to handle various business activities, and the accounting settlement risk of online e-banking runs through the whole process of online banking. Some settlement risks faced by our county sub-branch are related to online banking settlement to some extent. From May 20 to May 20, 2000 15, there were 2 corporate users and 9 individual users signing online banking in our county sub-branch, and the work management of the bank's internal personnel such as online banking signing, counter operation, background operation and account manager was standardized and reasonable; The Assets and Liabilities Department of the county sub-branch implements the system of one household and one bag for the customer data signed by the enterprise, and the customer data signed by the individual is kept in a special folder, and all kinds of registers are perfect; Among them, the enterprise customer certificate carrier access record is sound, the certificate carrier and password are transmitted in two lines and issued in time, and relevant fees are charged to customers according to the unified charging standard of provincial branches; At the same time, employees of the Bank are strictly prohibited from participating in customer-related fund transactions.
Second, the widespread use of ATM must be based on safety and reliability, otherwise it will lose its premise of existence.
In order to effectively prevent criminals from inducing customers to transfer money on ATM machines by telephone, SMS, e-mail and fake websites. And the risk of loss of customers' funds, our county branch upgraded the ATM system within its jurisdiction and added "anti-fraud tips" in ATM card transfer and card-free transactions. When the customer selects the function key of "transfer" or "transaction without card" on the ATM, a graphic message will be displayed on the screen, with the following prompt: "Beware of fraudulent information such as phone calls, short messages, emails, fake websites, etc., and don't remit money or transfer money to strange accounts", reminding the customer to think twice in time to prevent being deceived. In card transfer and card-free transactions, the "Echo Account Name" link has been added. When a customer enters the other party's card number or account number on the ATM, the screen will automatically display the account name corresponding to the account for the customer to confirm. Through such account name verification, the customer's worries can be relieved and the customer's capital security can be guaranteed.
In order to prevent customers from taking the wrong card or changing the card when making ATM deposits, our county sub-branch has also added a link of "returning the account name" in ATM deposit transactions. When a customer deposits money on the ATM, the system will display the account name of the deposit account for the customer to confirm in a way similar to "returning the account name" for transfer, thus effectively preventing risks.
By analyzing the modus operandi of criminals in many ATM cases, we find that criminals basically achieve their criminal purposes by stealing customers' bank card numbers or passwords. Then, to put it another way, customers can ensure the security of account funds to a great extent as long as they protect their account passwords or card numbers. Therefore, our county sub-branch requires all counter staff to strengthen the education and guidance to customers, improve their awareness of prevention, remind customers to protect their personal passwords and enhance their awareness of prevention, so as to achieve the purpose of improving the safety of ATM use. In this respect, our county branch still has some shortcomings. There is no electronic banking monitoring post, and a special person monitoring and strict re-supervision and inspection scheme are implemented. The leaders of our county sub-branches attach great importance to the risk control of e-banking, strengthen management, and never allow fraud in order to complete the task. They also make an effective inspection plan, pay attention to the actual effect of inspection, find problems, make timely rectification, make business inspection regular, systematic and standardized, establish a long-term supervision mechanism for risk prevention, and fundamentally guarantee the rapid and steady development of e-banking business in our county sub-branches according to the standards of building a world-class e-bank.
Bank self-inspection work report 5
In order to improve the quality of work, improve work efficiency, improve service level, reduce defects in work and put an end to bad behavior, the bank carried out this personal work self-inspection. I conduct self-examination according to the implementation of the system and operational norms, so as to learn, compare, check and rectify, and conduct self-examination and self-correction from the aspects of ideology, work efficiency, work style and life style. The following is my summary and reflection on my work.
First, the overall situation consciousness, can obey the leadership's work arrangement, conscientiously implement various rules and regulations and operating procedures, treat the work with a sense of responsibility and overall situation consciousness, and pay attention to cultivating their own comprehensive quality and working ability.
Second, in terms of work efficiency, we should conscientiously perform our duties, work hard and consciously put an end to idleness. Able to complete their own work and tasks assigned by leaders on time and with good quality; At the same time, I can consciously study hard, constantly improve my professional and technical level, constantly update my knowledge, earnestly fulfill my responsibilities and obligations, and demand myself as a middle-level cadre to make better contributions to the development of our bank.
Third, in terms of work style, we can be honest and clean, abide by organizational discipline and professional ethics, not covet personal interests, not form gangs, unite colleagues, not talk about topics unrelated to work during work hours, prioritize and handle the relationship between work and personal life.
Fourth, life style, correct style, no bad social relations, no gambling, alcoholism, gambling and other bad hobbies, able to deal with personal problems.
Frequent reflection and summary, vigilance, timely discovery of problems and timely adoption of improvement measures are conducive to eliminating potential risks and improving work efficiency. Through this personal work self-examination, I found that I still have many shortcomings.
First, the mind is sometimes relaxed and the awareness of learning is not strong. Since I joined the bank, I have learned the necessity of compliance culture in the bank through in-depth study of relevant rules and regulations, operating procedures and compliance culture training. Through the practical research of case prevention, taking typical cases as negative teaching materials, we fully realize the serious harm of cases. But sometimes I am busy with my work and relax my business study, so my consciousness is not high. I really can't learn at work and make progress in learning. In the future, we should study more deeply, conscientiously implement relevant rules and regulations and operating procedures, raise awareness, think more and sum up well, so as to get tips for ourselves.
Second, the awareness of innovation is insufficient. After self-examination and peer review, I deeply feel that I only focus on my own work in my daily work, but I still lack the overall planning of the sales department and the care and help of other employees. As an old employee, he should not only do his own job well in the future work, but also consider the ability to organize the coherent work of the whole organization and the coordination ability between this organization and other departments, and play an exemplary role in his work.
Third, the enthusiasm for work has occasionally declined. The long-term boring accounting work has occasionally reduced my enthusiasm for work. In the future work, I will try to overcome this influence, grasp the discretion, find ways to solve problems when I meet them, and also learn to control the pace of work and handle different jobs under different working conditions.
In a word, this self-examination of personal work is not only improving my own shortcomings, but also an improvement for me. In the future work, we still need to have a good professional ethics and a realistic professional style. In the face of problems, we should not be afraid. We should learn to see more, learn more, think more and do more, consolidate our professional quality and constantly improve our professional level.
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