The relationship between financial management and investment is mainly about risk.

We all say that investment is risky, so we should be cautious when entering the market.

It shows that the risk of investment is far greater than that of financial management, but the income is also far higher than that of financial management.

For example, the financial items we often talk about, such as stock market, futures and virtual currency, are all investments.

these projects have a high risk ratio, and without excellent technology and knowledge, it is difficult to get high returns from these projects, and it is very likely that there will be huge losses.

But financial management is relatively safe, such as Yu 'ebao, which we generally choose, and some fixed investment funds, with little risk.

It's basically a steady profit, but the income is relatively low, so it's very good to keep it at around 5%.

Therefore, how to choose depends on the individual's risk tolerance. After all, it's hard to bear the risk of wealth, and I can't bear to let my children catch the wolf.

generally, I will manage 8% of my funds and invest the remaining 2%, so that I can share the risks and maximize the profits.