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How to manage money with 4 million RMB is the safest and the rate of return is high?
Hello, I am a financial planner. Here are some personal suggestions.

In view of your large capital, you can divide it into several parts to manage your investment separately.

First of all, 50% is 6.5438+0.5 million yuan deposited in the bank to buy national debt or insurance. This part of the money can't be used. It's your base camp and your turnaround.

Just in case, so remember!

Second, 25% of the money can be used as stocks or stock funds, which is risky. Accordingly, it is best if the income is good.

Don't do A shares, there are many shady, quilt cover is normal, and the risk is uncontrollable;

Third, the last 25% can be used for aggressive investment: futures. There are risks, but the benefits are also great. If you like adventure, you can go.

Do it! However, futures are also divided into domestic futures and international futures. It is recommended to do international futures because foreign financial markets are very mature. International futures did not rise.

Stop loss and limit price, 24-hour trading, 2%-8% margin system, you can buy more, you can buy less, you can sell short, realize two-way profit, and really do it.

Small and wide, it has many advantages compared with domestic futures, and the risk is not uncontrollable, because a strict trading system can be established to protect accounts.

Funds.