If I have 2 million yuan, I will take out 300,000 yuan for long-term dividend insurance first, so that I will be guaranteed. At least I don't have to take out my bank card to see a doctor, because dividends are stable and conservative investments. So as far as the current market is concerned, I choose 300,000 gold as a medium-and long-term investment. At present, because the international situation is not very stable, gold, as a general metal currency, still has a high appreciation space. There is a saying that prosperous times are antiques, and troubled times are gold, followed by silver. Silver and gold are basically similar. The remaining 6,543.8+2,000 yuan and 500,000 yuan are invested in the stock market and futures, which is a short-term investment with quick results, but it is risky and has high returns. The remaining 600,000 yuan is deposited in the bank for interest preservation, which can offset the working capital and earn interest. This combination should be quite stable according to China's current national conditions. By the way, you can invest in some funds, and the average monthly investment is between 60 thousand yuan. In this way, my funds can resist the devaluation of the currency caused by inflation. I won't touch real estate. After all, the prospect of the national market has formed a bottleneck, and the phenomenon that there is no market in price is too serious. (This is a financial portfolio)

If you make a career investment, it depends on the project:

Similarly, you must first ensure yourself. 300,000 insurance is necessary. Even if I have nothing, I still owe a lot of money, I still have at least one price. Keep the dividend, too. As long as I look for projects, I can invest. According to the project and personal situation, I can spend 800,000 to 1 10,000 yuan to offset the working capital.

In short, there is a purpose: to create wealth, we must protect it before we can increase it.

We should consider the time cost of security and stability.