Good term loan is an Internet credit loan product under China Merchants Bank, which is mainly used for personal consumption. Lightning loan is a personal online loan business issued by China Merchants Bank to customers, which is used for the working capital turnover of borrowers or the comprehensive consumption of borrowers.

Good loans usually have a long term and can meet the long-term capital needs of customers. The loan period of lightning loan is relatively short, and the longest loan period is half a year.