Call and complain. The Shanghai Pudong Development Bank credit card customer service hotline provides users with: credit card application consultation, application progress inquiry, password modification or reset, credit card loss report, account inquiry, card function settings, installment and market event product ordering, credit card activation, personalized menu, and manual services and other functions. The 800 customer service number is free of charge when dialing from a landline or PHS phone; the 400 customer service number is charged the same as local calls, and no long-distance call charges are charged. For areas where the 800 number and 400 number are not available, dial: 021-38784988. Normal call charges apply.

What is Shanghai Pudong Development Bank Credit Card Wanyongjin?

Wanyongjin is a credit card business launched by Shanghai Pudong Development Bank. It is an installment loan beyond the credit card limit. To put it simply, it is The universal amount does not occupy the credit limit, but increases the cardholder's cash withdrawal limit, realizing a small loan in disguise by replacing the credit limit with a credit limit. Universal Gold cannot be used to withdraw cash directly through credit cards. Instead, the cash withdrawal limit can be transferred to the debit card or savings card in the name of the cardholder for cash withdrawal

If you have a bank card with a cash withdrawal limit of 10,000 yuan For credit cards, after applying for the Wanyongjin business, you will have a maximum cash withdrawal limit of 10,000 yuan in the debit card you provide to the bank.

How to use Pudong Development Bank Credit Card Universal Gold?

1. When using Universal Gold, you must keep the consumption voucher of the cash payment so that the bank can refer to it at any time and understand where the money is used. ;

2. It cannot be used for investment, such as house purchase, futures, stocks, equity investment, etc.;

3. It can only be used for consumption, such as home appliances, decoration, medical care, etc. Student aid, weddings, travel, etc.;

4. If the decentralized universal funds are not used in cash as agreed, or valid payment vouchers cannot be provided, Shanghai Pudong Development Bank has the right to require the cardholder to repay it in one go Funds related to Universal Gold;

How to make good use of Universal Gold by Shanghai Pudong Development Bank Credit Card?

There is no cash withdrawal fee for SPDB Universal Gold, and the limit is independent. It does not affect the credit card consumption limit and can be scheduled on schedule. On the premise of repayment, interest will not be calculated on a daily basis; but the disadvantage is that you cannot repay in advance, you can only pay in installments as determined. If you want to pay in advance, you need to pay liquidated damages to the bank.

Although the limit given by the bank will be relatively large, the universal gold should be used with caution and should not be used blindly. Reasonably control the use of the universal gold and keep the consumption vouchers to avoid the bank checking it later. .