When individual households handle deposits and withdrawals, in principle, they all use bank transfer to deposit and withdraw funds.
Customers who have not opened bank transfer (which is rare now) can deposit and withdraw money through the designated account on the settlement account registration form. The specific processing flow is as follows: the deposit should be wired in the local bank and directly remitted to the trading account of the futures company. The remarks column of the telegraphic transfer form shall indicate the name of the futures account and the fund account number, and fax the bank receipt to the finance department of the futures company. After the finance department confirms that the funds have arrived, it will be credited to the customer's trading account. When withdrawing money, you should fill in the withdrawal voucher, and the financial department of the futures company will withdraw money through online banking according to the requirements of customers. The name of the payee must be the same as the name of the futures account.
Need to emphasize two points:
(1) Cash is not allowed to be directly deposited into the margin account of the futures company.
(2) The funds in an individual's "non-bank settlement account" shall not be transferred to his own futures company margin account.
The above two kinds of deposits are invalid, and the futures company may not accept the above deposits.
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bank transfer
Bank-Securities Transfer is a fund transfer system specially designed for futures investors, which helps individual futures investors to make nationwide directional, remote and real-time transfers between designated margin accounts and personal master cards of RMB debit cards. Individual customers can conveniently and quickly transfer funds between their futures margin and bank settlement account through telephone banking, online banking system, over-the-counter trading or futures self-service entrusted trading system. The bank transfer system has the service characteristics of local card opening, simple operation, national transfer, instant receipt, low cost and safe funds.
The biggest advantage of using bank transfer is that you can get the account immediately without leaving home. Investors can easily transfer funds between the futures margin account and their bank card with just a phone call or an online instruction. The bank-to-bank transfer system makes customers' margin accounts in futures companies correspond to individual investors' own bank savings accounts, which greatly improves the security of investors' deposits and withdrawals and protects investors' interests. This kind of security is first manifested in the fact that investors don't have to touch a lot of cash when depositing and withdrawing money. Secondly, the financial personnel of the futures company do not need to check the handwriting of the fund distributor when investors enter and leave. The bank transfer system adopts multi-level security systems such as customer password, fund password and savings password to ensure the safety of investors' deposits and withdrawals.
At present, some settlement banks have opened the silver transfer function for the deposit and withdrawal of corporate customers. Corporate customers who have opened the UnionPay transfer business can deposit and withdraw money through UnionPay transfer.
For corporate customers who have not started the bank-to-bank business, the deposit can be transferred to the deposit account of the futures company by means of transfer check, wire transfer, draft and online banking. And fax the bank receipt to the finance department of the futures company, and the finance department will transfer the funds into the customer's margin account after confirming the receipt of the funds.
The withdrawal method of corporate customers is: fill in the withdrawal voucher, and the financial department of the futures company will withdraw money by transfer check, wire transfer, money order, online banking, etc. according to the customer's requirements.
One point to be emphasized here is that when depositing money, the name of the remitting company must be the same as the name of the company that opened the account in the futures company before the money can be deposited into the margin account under the name of the company that opened the account; Otherwise, the remittance unit must issue a capital certificate to the futures company. When customers remit money, it is best to fill in the column of "use of funds" as "XXX deposit account". When withdrawing money, the payer's name and account number must be consistent with the account name and the designated bank settlement account.