Banks can terminate the operation of wealth management products in advance for the following reasons, the investment performance is lower than expected, and the net value fluctuates greatly. In order to stop the loss in time, the operation is terminated in advance. The management scale of wealth management products is declining, the investment risk is high, and the cost performance of continuous management of institutions is low. Some wealth management products have termination clauses or early termination operations according to regulatory requirements. When the product yield is not good, or the risk increases, it is necessary to stop the operation in a reasonable and timely manner, stop the loss, and expect to quit. In order to reduce the risk exposure of product suspension, investors should adjust their trading strategies and diversify their investments. Put all your money in fixed-income products, and when the rate of return drops, these products will be closed.
The economic downturn is serious, and there will be almost no fixed high-yield products on the market. Investors should accept this normal state. In order to get high returns, investors can pin their hopes on stocks or gold spot. When the price of gold is under pressure, you can choose to short gold products in both directions and grasp the high-yield space in the future. Of course, the risk of physical gold is a bit big, but as long as you set a stop loss with a price limit platform, you can solve the problem to a great extent. Stopping the sale of fixed-income bank wealth management products will become the norm in the future. Investors will have to adapt to this phenomenon, and there will be fewer fixed-income products on the market. In the current context, in order to get more return on investment, we can consider flexible spot gold products.
According to the bank announcement, after the operation of wealth management products is terminated in advance, the investor's principal and income will be returned to the original account within a few working days as agreed. According to industry insiders, after the implementation of the new asset management regulations, bank wealth management products have changed from expected income to net worth, and some early termination of operations is the inevitable result of survival of the fittest. For investors, it is also necessary to establish the concept of long-term investment.