Domestic banks are divided into state-owned commercial banks and joint-stock banks, as well as credit cooperatives. The consideration of state-owned banks, including Chinese, industrial, agricultural, construction and import banks, is relatively stable, and there is little pressure to pull deposits. The more promising sectors are credit, international settlement and investment. Learn economic management, and it's no problem to enter the bank. If you are good at English, you can enter the International Relations Department. The certificate of elementary financial English is of little use, too easy to get, and the intermediate certificate is more valuable, but it is limited to the state-owned enterprises or the People's Bank of China or the banking regulatory bureau. Joint-stock banks and foreign capital are not valued separately. Joint-stock banks mainly include China Merchants, Minsheng, Shanghai Pudong Development Bank, CITIC, Guangfa, Huaxia and China Everbright. If the performance is good (mainly referring to the credit department), the salary is much higher than that of state-owned enterprises, and the incentive mechanism is better, but it is also tiring. Always have to work overtime. There is generally no need to prepare anything. Generally, banks pay more attention to quality when recruiting people, and the departments demand too much professionalism. What kind of bank you want to enter depends on your own wishes and personality. In addition to banks, finance also includes many departments, mainly insurance and securities institutions. Insurance companies are having a hard time, and their prospects are still uncertain. Securities companies rarely recruit people because of the big bear market in previous years, but the market is better recently and may increase recruitment.
Prepare to accumulate capital from the following aspects.
1. major: you can pay attention to some qualification exams.
The qualification examination for securities practitioners is sponsored by China Securities Industry Association, and www.sac.net.cn has no requirement for work experience.
Www.cfachina.org.cn China Futures Association sponsored the qualification examination for futures practitioners.
2. Language:
CET-4 and CET-6 are necessary. Without CET-6, there will be great problems in finding a job.
FECT Financial English Test is jointly sponsored by China People's Bank and Hongkong Banking Regulatory Bureau. Of course, www.pbcedu.net, Cambridge Business English BEC and TOEIC can also be tried.
3. others. International Certified Financial Analyst Examination, CIIA, agent of China Securities Association. Of course, there is the famous CFA Certified Financial Analyst Examination, which is the best certificate in finance. It is divided into three levels, but it is difficult and expensive (in ten thousand yuan). Only Shanghai has test sites, and it may be difficult for ordinary undergraduates to pass. These two can be used as the direction of struggle and are not suitable for us at present. CPA (Note Meeting) has a good accounting foundation, is very difficult, and the pass rate is very low, but the cost is not very expensive. One course 100 yuan or so, and it takes five courses in five years to get the certificate.
In addition, CRFA is well localized in China.