Industrial Bank's natural life wealth management card has no annual fee, card replacement fee and small account management fee.
ATM withdrawals in different places are free of charge.
ATM cross-bank withdrawals, whether in the same city or in different places, are free of charge in the first three months (don't worry about the shortage of outlets and the trouble of withdrawing money). 2 yuan RMB handling fee will be charged from the fourth transaction (from Xiamen 1 transaction, 2 yuan RMB will be charged for each transaction).
Inter-bank transfer in the same city or different places is free! (Counter, telephone banking, online banking, ATM)
Inter-bank transfer in the same city is free! ! (online banking)
Inter-bank remittance is free! ! ! (Xingye e-card) The premise that inter-bank remittance in different places is free is that the remittance bank has a local Industrial Bank outlet.
Societe Generale E-card is the latest concept card of online banking launched by Societe Generale. It can only be used online, and it is easy to make remittance, payment and online shopping payment. You can also apply for a physical card to use in our outlets and other channels such as UnionPay ATM and POS, and enjoy your new online life as you like.
charging standards
Application for opening an account: no charge.
Apply for a physical card: no charge.
If the remitting bank has a local outlet of Industrial Bank, the Industrial E-card does not charge fees for cross-bank remittance through online banking, and the charging standards for other businesses of Industrial E-card are the same as those of "Natural Life" family finance cards (including Industrial Debit Cards and Co-branded Cards).
Industrial Bank does not need handling fees for individual inter-bank transfers in the same city. As for inter-bank transfer in different places, because it involves inter-bank settlement in different places, banks have to charge fees, but some banks have adopted flexible methods to waive this fee. For example, the online banking customers of Industrial Bank can transfer their money to the receiving Industrial Bank as long as they open the SMS protection function for online transactions and handle the "Industrial E-card" business online, and the local Industrial Bank will transfer money for free in the form of inter-bank transfer in the same city, saving transaction costs. However, for individuals who often need to remit money from different banks, the premise of enjoying this "free lunch" is that there must be an Industrial Bank outlet in the collection place.
Industrial Bank was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. Its head office is located in Fuzhou, Fujian Province, and it was officially listed on the Shanghai Stock Exchange on February 5, 2007 (stock code: 60 1 166) with a registered capital of 5 billion yuan.
The main business scope of Industrial Bank includes: absorbing public deposits; Issue short-,medium-and long-term loans; Handle domestic and international settlement; Handle bill acceptance and discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds and financial bonds; Acting as an agent to issue securities other than stocks; Buying and selling, acting as an agent to buy and sell securities other than stocks; Asset custody business; Engage in interbank lending; Buying and selling, acting as an agent to buy and sell foreign exchange; Foreign exchange settlement and sale business; Engaged in bank card business; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service; Financial consultant, credit investigation, consultation and witness business; Other businesses approved by China Banking Regulatory Authority.
Since its opening 22 years ago, Industrial Bank has always adhered to the business philosophy of "common development, * * * growth" and "sincere service" and is committed to providing comprehensive, high-quality and efficient financial services to its customers. By the end of June, 20 10, the total assets of Industrial Bank were17148.04 million yuan, the shareholders' equity was 839210 million yuan, and the non-performing loan ratio was 0.49%. In the first half of the year, the accumulated after-tax profit was 8.764 billion yuan. According to the ranking of global 1000 top banks published by the British "Banker" magazine on July 20 10, Industrial Bank ranked 93rd in total assets and 97th in Tier 1 capital. According to the ranking of the global top 2000 listed companies published by Forbes, Industrial Bank ranked 245th, and ranked114 among the three listed companies in China.
At present, Industrial Bank has established branches in Beijing, Shanghai, Guangzhou, Shenzhen, Nanjing, Hangzhou, Tianjin, Shenyang, Zhengzhou, Jinan, Chongqing, Wuhan, Chengdu, Xi 'an, Fuzhou, Xiamen, Putian, Quanzhou, Zhangzhou, Longyan, Sanming, Longyan, Nanping, Ningde, Taiyuan, Kunming, Changsha, Ningbo, Wenzhou and Yiwu. It owns a wholly-owned financial leasing company-Xingye Financial Leasing Co., Ltd.; In Shanghai and Beijing, there are operating institutions of the head office, such as fund operation center, credit card center, retail bank management headquarters, asset custody department, bank cooperation service center, major customer business department, investment banking department, futures finance department, sustainable financial center, etc., and online banking "Online Industrial Development" (www.cib.com.cn), telephone banking "9556 1" and mobile banking "Wireless Industrial Development" (.
By the end of June 20 10, the top ten shareholders of Industrial Bank were: Fujian Provincial Department of Finance, Hang Seng Bank Co., Ltd., New Deal TEDA Investment Co., Ltd., COFCO Group Co., Ltd., Fujian Tobacco Haisheng Investment Management Co., Ltd., Guangfa Jufeng Stock Securities Investment Fund, Hunan China Tobacco Industry Co., Ltd., Longyan Finance Bureau of Fujian Province, Yifangda 50 Index Securities Investment Fund and Inner Mongolia Xishui Venture Co., Ltd. ..
Contact information of Industrial Bank Head Office:
Address: No.0/54, Hudong Road, Fuzhou, Fujian (postcode: 350003)