Current location - Trademark Inquiry Complete Network - Futures platform - I would like to ask the experts: bank, securities, fund and insurance, which is better for future development?
I would like to ask the experts: bank, securities, fund and insurance, which is better for future development?
These sub-sectors are different platforms of the financial industry with different functions. If you are an employee, you can do both, which is very stressful. The specific situation should be analyzed in detail. If you are a customer, you can't do without them. Be sure to contact them. Please choose according to your own needs.

bank

Banks are the real inclusive finance, providing necessary financial services for ordinary people's funds and multi-level financial services for high-net-worth customers. So the work of banks is very decentralized.

At this stage, the bank's main business focuses on:

Transaction settlement, asset management, wealth management, deposit and loan services, consignment of various financial products, providing a package of financial services for enterprises.

broker

The brokerage business mainly focuses on investment and financing, which requires high assets of customers. Therefore, there are higher requirements for employees' professional quality and market management ability. Because of the particularity of the work content, the connection point with ordinary people is basically concentrated on stock trading. In fact, there are many things that brokers can do, such as:

Brokerage business (providing account opening and trading services) Investment banks (all kinds of issuance business) Self-operated business (self-owned capital investment) Two-in-one business (margin financing and securities lending) sell all kinds of financial products on a commission basis.

fund

Public Offering of Fund is a formal financial institution approved by the national financial supervision department. By publicly raising funds from unspecified people, it issues and operates "publicly raised funds" to realize the docking of ordinary people with the stock market and bond market. 1 yuan, 10 yuan, 100 yuan can participate. Investment is risky. There are 7 types of products publicly offered by fund families, with different risk levels. Therefore, if you plan to make money through investment funds, you must strengthen your study. I suggest watching the "column" or free video on my homepage to teach you how to invest in funds from scratch.

insurance

Insurance is like a blessing bag of funds.

Insurance, more like a lever, uses the length of time and the principle that when there is a financial crisis, it will help you solve your financial difficulties and minimize the loss of your existing funds. So when choosing insurance products, you must find a reliable insurance agent. Reasonable recommendation can give full play to the value of funds and realize legal and effective risk transfer.

future

The earliest purpose of futures trading is to provide hedging business for industrial customers with large-scale transactions, and realize the transfer of uncontrollable risks in early investment through forward contracts. Futures trading offers more possibilities. For example: daily rotation, increasing leverage, two-way operation, system pending orders, setting trading conditions, etc. So, you may double your investment in one day, or your assets may be zero in one day. The futures industry has very high requirements for the professionalism of employees. It is necessary to understand the overall situation of related industries and be familiar with various rules in trading, so it belongs to a relatively small group. Due to the high risk level and particularity of futures trading, there are very few customer groups.

To sum up, the establishment and operation of formal financial institutions is to maintain the security of the country's overall financial system and provide necessary financing services for the state, the collective and the individual, so as to realize the normal operation of the national strategic planning and form the qualification to resist the pressure of international competition. As an ordinary person, you can choose according to your own needs.