The upfront commission refers to the remuneration of the business introduced by brokers and other intermediaries with earlier origins. If the transaction must be done through a dentist, the commission is compulsory intermediate exploitation. The commission is mainly paid or borne by the seller. The amount of commission generally depends on the nature and value of the goods. Some places have agreed on some conventions, that is to say, on behalf of foreign investors to buy and operate income. There are also various media business commissions, China commercial credit guarantee commissions, sales difference commissions, etc. , the proportion is different.
Matching principal repayment means that the lender should allocate the principal to each month and pay off the interest generated between the previous trading day and the repayment date in time. Compared with the equal principal and interest, the total interest expense of this repayment method will be lower, but the principal and interest paid in the early stage will be more, and the repayment burden will be reduced month by month. Generally speaking, this method is more suitable for groups with higher income levels and predicting in advance that their future income will decrease. Now there are many people over middle age, and after a long period of hard work, they have basically got a certain economic foundation. At this time, age, retirement and other related factors will be considered, so it is more appropriate to choose this repayment method at this time.
The principal of local pension account refers to the amount paid by individuals in the endowment insurance paid by users. Personal account pension refers to the funds used by individuals to provide retirement savings services during retirement, which is an important part of the basic old-age insurance benefits. The state is forced to withdraw, and individuals may not withdraw before retirement.
After the reform and opening up, with the intervention of the market economy, the "unit person" has gradually evolved into a "social person", and the unit welfare treatment has become less and less. After the restructuring of many enterprises, many employees have completely lost the opportunity to enjoy unit welfare and implement socialized management after retirement, which has also caused certain troubles to the lives of employees. At this point, the mode of providing various old-age services by units has long since ceased to exist, replaced by a series of old-age services provided by communities, enterprises and various organizations. Family support for the aged has a long tradition in China, and now it has become a mainstream way of providing for the aged. However, influenced and limited by many factors such as economic development, social transformation and population changes, it is also facing unprecedented challenges, and it is imperative to rebuild the old-age service system and system.