According to the regulations of UnionPay, the applicant applying for the general card of Industrial Bank needs to meet the following three basic conditions:
1. Age: 18~65 years old, with full capacity for civil conduct;
2. Credit conditions: good credit and no bad credit record;
3. Income conditions: there is a stable source of income, which can guarantee timely repayment every month;
Those who meet the above conditions can prepare proof of income, proof of finance and proof of identity to apply for a credit card at a bank outlet, or directly log in to Industrial Bank official website to apply for it, or contact a salesman to handle it at home. I wish you a successful card as soon as possible!
Extended data:
Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou.
Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services.
By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%;
Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.
As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad.
August, 20021year, Fortune Global 500 released: ranking 196.
The basic process of Industrial Credit Card Processing:
1. Open the application page and select the application area. The system will list the credit card types that can be applied for in this area. Click Apply Now to enter the information filling page.
2. Be sure to fill in++true and valid application materials, and the bank will distinguish them.
3. After everything is completed, you can submit the form online, and the system will automatically conduct a preliminary review. After the preliminary review is passed, it will be submitted to the local branch for further review.
4. The online application and the actual written application are basically the same. Must be 18 years old or above, with stable work and repayment ability.
How to apply for a credit card (debit card) of Industrial Bank?
There are many ways to apply for Industrial Bank's credit card (debit card), such as online banking, Good Action APP, WeChat official account, bank outlets, and third-party card application platform. You can choose your own card handling method according to your own situation.
However, in order to successfully approve the card, it is recommended to see if you have the following basic conditions before handling the card:
1, applicant 18 years old or older;
2. Have full capacity for civil conduct;
3. Have a stable job and income;
4. Meet the special application conditions of specific card types;
5. Personal credit is good and there is no bad credit record.
What are the requirements for applying for Industrial Bank Card?
Industrial Bank bank cards, whether credit cards or debit cards, have certain conditions for handling banks.
1. Cardholders must be at least 18 years old and have full capacity for civil conduct.
2. Everyone can only open a Class I account in the same bank.
3. If there is already a first-class account, it can only be a second-class or third-class account when opening an account again.
4. If it is a credit card, it must have a fixed occupation and a stable source of income, and provide a guarantee to the bank.
To apply for Industrial Bank Card and Credit Card, you need to provide some materials:
1. Print out the application form and credit card contract, and sign in the signature column respectively.
2. Identification documents.
3. Work certificate: a copy of work permit or work identity certificate or the original work certificate stamped with the official seal of the unit.
4. Income certificate: a copy of the salary record or personal income tax withholding certificate issued by the bank in the last three months or the original income certificate issued by the unit.
5. Other supporting documents, such as education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, copy of Industrial Bank's time deposit certificate, and original telephone, water, electricity and gas bills of the current residence in the last three months.
6. Must be at least 18-60 years old.
Extended data:
According to Article 8 of Chapter 3 of the Industrial Bank Credit Card Charter, the credit card applicant of Industrial Bank must be at least 18 years old. Persons with full capacity for civil conduct, legally stable sources of income and good credit standing may apply to the bank for a personal credit card master card with their valid identity documents. Personal credit card holders can apply for supplementary cards for their designated natural persons.
And Industrial Bank's credit card belongs to real-name registration system. When applying for this credit card, the applicant should fill in the application form correctly, completely and truthfully in accordance with the provisions of Industrial Bank, submit relevant materials, and sign a credit card collection contract with Industrial Bank for the corresponding card type. In other words, if you apply for and use the Industrial Bank credit card, you must be responsible for the individual and Industrial Bank. If anything happens, you have to bear it yourself.
References:
Industrial Bank Credit Card Welcome to your credit card charter.
How does Industrial Bank handle credit cards?
1, mobile banking.
Users open the latest version of mobile banking, click "Home-(More Services)-Credit Card (Debit Card)-I want a credit card (Debit Card)-Apply for a credit card (Debit Card)" in turn, and complete the credit card (Debit Card) application according to the page prompts.
2. I am so excited about the APP.
The user opens the login Xingdong APP, clicks "Home-I want to apply for a card" in turn, and completes the credit card (debit card) application according to the page reminder.
3. Counter handling.
Users bring their valid personal identification documents to any business outlets of Industrial Bank to apply for credit cards (debit cards), and the staff of the outlets will assist users in handling them.
4. Handle in official website.
Users open official website of Industrial Bank, and they can see personal financial management options on the home page. Click "Credit Card (Debit Card)-Credit Card (Debit Card) Application" in turn, and follow the steps to remind you.
5. WeChat official account.
Users search for and pay attention to the official account of "Industrial Bank" on WeChat, click "Hot Selling-Apply for Credit Card (Debit Card)" in turn after entering, and then apply according to the reminder.
How to handle the credit card of Industrial Bank?
You can go to the Industrial Bank Credit Card Center, provided that you meet his requirements. General customers are divided into three types: high-quality customers; Marginal customers; There is no guest group. See what kind you are. There are seven forms of card handling: high-quality enterprise employees, income, financial resources, education, car owners and self-employed. If your work unit is good, it is recommended that high-quality enterprise employees apply for cards. The simplest procedure is to use a credit card, as long as you have a credit card from another bank. There are unclear places to ask questions. Benefits of credit card: through capital consumption, there are discounts for purchasing certain goods, and the bank credit card center obtains points according to consumption, and the points can be exchanged for gifts on the bank credit card website. Disadvantages: If you rely too much on credit cards, late fees and interest will be generated if you fail to do so. If you exceed your credit limit for three times, it will be dangerous, and your mortgage will be limited in the future. In short, handling credit cards depends on your own situation! If the income is good, the job is stable, and the credit card can be returned on time, that's fine.
This concludes the application for credit card and Industrial Bank Card. I wonder if you found the information you need from it?