2. Internet Finance Association: Mutual Gold Association is established by banks, securities, insurance, funds, futures, trust, asset management, consumer finance, credit information service, internet payment, investment, wealth management, lending and other institutions, which can restrain the market behavior of employees and protect the legitimate rights and interests of the industry.
3. Monetary Authority: Each region has a special banking bureau. You can search the local official website online, check the phone number and email address of the report, or choose to report the situation at home during office hours. It is recommended to bring the necessary information and evidence.
Online lending, mbth is Internet lending, and p2p online lending is the abbreviation of online lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15.
From 2065438 to September 2009, the Leading Group for Special Remediation of Internet Financial Risks and the Leading Group for Special Remediation of Online Lending Risks jointly issued the Notice on Strengthening the Construction of P2P Online Credit Information System to support the operating P2P online lending institutions to access the credit information system.
How to negotiate repayment for overdue online loans?
1. Take the initiative to negotiate and repay: Don't wait for the overdue dunning of online loans to come before you want to negotiate. You can take the initiative to contact customer service to negotiate repayment before the deadline, give a grace period or directly reduce interest. If the customer service disagrees, you can call several times.
2. Be affectionate and sincere: When communicating with the collection staff, you need to be sincere. Don't just say that you have no money. They are tired of hearing this. After you can tell the difficulties, express your good willingness to repay, list your repayment plan, and show that you have work income and are trying to raise money.
3. Be reasonable and keep evidence: If there are irregularities such as membership fees and audit fees in online loans, or there is a phenomenon of violent collection, you can keep relevant evidence, understand certain legal knowledge and negotiate, pay due attention to your words, and don't use language violence.