First of all, you have to understand the meaning of investment. Investment is the behavior of investing in certain assets and then expecting to get the expected return in the future. Note that the future is unknown and uncertain, which is called risk, and risk is positively related to income. The higher the expected return, the greater the corresponding risks, such as leveraged investments such as futures, foreign exchange, forwards and options. There are also investments with no leverage and moderate risk, such as stocks, which we often say. There are also products with low risks and relatively stable returns, such as funds and bonds. Therefore, what kind of investment products to choose, first of all, depends on their own funds and risk tolerance, rather than watching others make money and plunge into it.