1. Bring your ID card and bank card to the bank counter for purchase;

2. Open online banking, and purchase through online banking can be discounted;

3. Buy from the fund company's website: under the premise of opening online banking, buy directly from the fund company's direct sales center. 4. Open-end funds such as harvest fund and E Fund can be purchased directly from stock software.

individuals should consider many factors when buying funds. Generally, brand-name funds and hybrid funds should be the main ones. When redeeming the fund, we should consider whether we really need the money, whether the investment goal reaches the rate of return, whether the securities market has changed and other factors.

At present, many people are keen on investing in gold. As far as the current situation is concerned, gold is easily influenced by other factors. For example, there is a great relationship between gold and crude oil. Generally speaking, when the price of crude oil rises, the price of gold will follow. The price of gold is also affected by factors such as supply and demand. It is suggested that individuals should invest in physical gold and paper gold when investing in gold? Take the price of gold as the investment standard and gold stocks as the main factor.