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1. (Ultra-low risk, ultra-low income) Bank deposit:
High security, but low income, with inflation risk.
second: (ultra-low risk, low yield) national debt:
national debt has a high credit rating and is a safe investment product. Suitable for conservative investors to invest. Treasury bonds are held for a long time, and investors can only recover the principal and interest when the bonds expire, which is a risk of interest rate changes.
iii. (ultra-low-risk, low-yield) Treasury bond repurchase:
Treasury bond repurchase transaction is a derivative of the spot transaction of treasury bonds, a short-term financing and securities lending behavior with the spot variety of treasury bonds listed on the stock exchange as collateral, and actually a kind of capital borrowing behavior.
IV. Funds:
1. (Low risk, high return) Equity funds:
Equity funds refer to securities investment funds that mainly invest in listed stocks. Unified management and operation are carried out by investment experts, and the investment portfolio is drawn up to diversify investment, so as to achieve the investment goal of reducing risks while maintaining high returns.
2. (low-risk, general income) bond fund:
the national debt fund is a kind of securities investment fund with national debt as the main investment object. The interest rate of national debt is fixed and the national credit is guaranteed, so this kind of fund has low risk and is suitable for stable investors. The income of national debt fund is affected by market interest rate and exchange rate.
3. (ultra-low-risk, low-yield) money market fund:
Money market fund is a fund that invests in money market instruments. The investment target has a term of less than one year, including short-term deposits, government bonds, central bank bills, financial bonds, etc. High capital security, strong liquidity, high income and low rate. It is convenient to purchase and redeem. The expected annual rate of return is about 3%.
v. (high-risk, high-yield) stock ticket:
Stock is the equity certificate issued by a joint stock limited company to investors when raising capital. Can be bought or sold or transferred. High income, strong liquidity and high risk. The market price is influenced by the company's profit level, interest rate, macroeconomic situation, political situation and other factors. Stock is a financial product with moderate risk.
VI. (Ultra-high-risk, ultra-high-yield) futures:
Futures trading refers to the trading behavior of both parties in the futures exchange to buy and sell futures contracts. Futures implement the margin system, and only need to pay a margin of less than 1% of the contract amount, which can enlarge the transaction, and it is a high-risk and high-yield investment product.