The condition is that your household registration must be a farmer, but you can borrow up to 50 thousand yuan. The interest seems to be around %6.7. When you apply at the Agricultural Bank of China or the Rural Credit Cooperative, you should bring your ID card and photocopy (if you are married, you should bring your husband and wife's marriage certificate and photocopy, income certificate, household registration book and certificate), and then write a loan application, and you will be prompted when you go to the bank.

2. What materials does Yunnan Agricultural Bank need for loan?

Materials required for agricultural bank loan:

First of all, the borrower should prepare his valid ID card and household registration book, and attach his household registration book.

Second, proof of marital status. If the borrower is unmarried, it is required to provide the unmarried certificate provided by the local civil affairs department; Married people should provide their spouse's valid ID card, household registration book and marriage certificate; If the borrower is divorced, it is necessary to provide a civil mediation or divorce certificate.

Third, the borrower's income certificate.

Fourth, generally speaking, collateral is needed for loans at ABC, so it is necessary to provide proof of ownership of collateral, such as property ownership certificate or other collateral.

Fifth, proof of income that is long-term and stable enough to pay monthly loan principal and interest.

Tips: When applying for a loan from Agricultural Bank of China, please fill in the application materials carefully, such as loan purpose, personal credit record, income source, family income, etc. Only by filling in this information truthfully can you ensure that your loan can be issued in time and will not delay the normal use of your loan.

The current loan interest rate is: 5.60% for six months (inclusive); One-year (inclusive) 6.00%; One to three years (inclusive) 6.15%; Three to five years (inclusive) 6.40%; More than five years, 6.55%. The benchmark interest rate is set by the central bank, and the bank loan interest rate can fluctuate on this basis.

3. What projects will the loan business of Agricultural Bank of China Jinan Branch focus on in 2022?

Southern Agricultural Bank has financial services such as wealth management, bonds, foreign exchange and futures.

1. Financial management: 1, principal of Mo Lifeng, 2, Huilifeng, 3, Overseas Treasure, 4, agent promotion of asset management plan of securities companies, 5, personal comprehensive financial services, 6, personal financial advisory services, 7, fund trust agency business.

2. bonds, 2. Savings bonds (voucher type), 3. Counter book-entry treasury bonds, 4. Bond market access.

3. Foreign exchange: 1, Huilifeng, 2, Golden Key, Overseas Study Treasure, 3, Western Union Remittance, 4, Foreign Exchange Treasure, 5, Personal Settlement Remittance.

4. Futures: 1, Bank of China transfer business, 2, accounting business.

4. What information does Yunnan Rural Credit Cooperative need for a personal loan of 65,438+10,000 yuan?

To apply for a bank loan, you need to prepare materials:

1. Valid ID;

2. Permanent residence or valid residence certificate, permanent residence certificate;

3. Proof of marital status;

4. Bank flow;

5. Proof of income or personal assets;

6. Credit report;

7. Use plan or loan purpose statement;

8. Other information required by the bank.

Requirements for unsecured credit loans of banks:

(1) Persons who have reached the age of 18, have full capacity for civil conduct, have permanent residence for urban residents or hold valid identity cards, and the age of the lender required for bank loans is generally between 18-60;

(2) have a stable legal income and the ability to repay interest;

(3) Other conditions required by the lending bank.

The procedure for handling unsecured credit loans is usually divided into three steps:

(1) Basic information submitted by the customer, including work unit and contact telephone number.

(2) The lending bank or company should check the credit information of customers, including whether there are any illegal records in the credit rating of customers, and investigate the business operation status of self-employed individuals and small and medium-sized enterprises.

(3) The staff of the lending unit signed a contract with the customer to realize the loan in the shortest time.