Stock trading is a risky investor. There is a law of "seven losses, two draws and one profit" in the stock market. Only a few people can make money in the stock market, but some investors want to earn it back with loans after losing money, but they don't think about it. So is it illegal to borrow money for stock trading? Is it illegal to borrow 65438+ 10,000 yuan for stock trading? Caijingjun has prepared relevant contents for your reference.

According to the requirements of the regulatory authorities, banks have requirements for the use of loan funds. The applicant shall not use the loan funds for production, operation and investment fields that are explicitly prohibited. Borrowers need to provide proof or declaration of the use of funds, while stock trading, funds and futures belong to the investment field, so it is illegal to borrow money for stock trading.

Generally speaking, banks will strictly review and monitor the funds, and will understand our purpose during the review process. If it is found that the loan of 6,543,800 yuan is used for stock trading, we will refuse the loan, regardless of the amount.

However, if an investor borrows 654.38+million yuan from a private lending company or borrows 654.38+million yuan from a securities company for stock trading, it is generally not illegal because the loan interest is relatively high. For individuals, borrowing and stock trading is risky and generally not recommended.

Because the stock market is very risky, if you lose all the loans and stocks and you are unable to repay them, it is very uneconomical to sell your house and car, and you will lose everything. Generally, you should consider your own situation and don't use the gambling mentality to stock up.