The main means of the spread management method are reflected in the following aspects:

1. Increase the spread. Such as accurately predicting the trend of interest rates, increasing the proportion of profitable assets in total assets, strengthening the term structure of investment, etc.

2. Innovate financial derivatives instruments and trading methods. That is, the use of financial futures trading, financial options trading, interest rate swaps and other derivatives to carry out spread management and asset hedging and value preservation.

Interest spread management method is to control the difference between interest income and interest expenses in order to adapt to the bank's operating objectives. This method is to achieve maximum profit under the circumstances of frequent fluctuations in interest rates. It mainly analyzes bank interest spreads and factors affecting interest rate spreads theoretically, thereby creating conditions for banks to implement asset and liability management, reduce risks, and increase returns. Interest spread, also known as net interest income, is the difference between bank interest income and interest expenses.