Hybrid funds invest in stocks, bonds and money markets at the same time, which can be divided into partial stock funds, partial debt funds and balanced funds. Partial stock funds are suitable for investors with high risk tolerance. As mentioned above, the partial debt fund operates in the middle and low risk range and is suitable for people with moderate risk tolerance.
2. Timing of fund purchase
The principle of investment fund and stock investment is the same, and a good investment opportunity is very critical. The bad start-up time of the fund will definitely affect the final income value. Therefore, whether you buy a hybrid fund or a debt fund, the time to buy it is crucial.
3. Expected return value
Before investing, everyone will make an estimate of the income of this investment. If fixed-income investors are more radical and like to pursue higher returns, it is good to buy hybrid funds. However, if investors are cautious and don't have such high expectations for returns, it is more appropriate to buy bond funds.
Conclusion: What kind of fund to buy mainly depends on investors' risk tolerance, fund purchase opportunity and expected return value. You can't simply say which fund to buy is better. Investing in any fund at any time is risky. What Xi Cai Jun wants to say is that no matter which fund you choose, diversification and prudent investment are always correct.
Off-site are Huitianfu Currency, Southern Cash Increase, Huaxia Cash Increase, Minsheng Plus Bank Cash, Cathay Pacific Currency and Harvest Currency. There are Huitianfu Express, Xingquan Currency and Yin Hua Trading in the venue. One of the most convenient is Huitianfu coins, which can be taken all day at 7*24. Others are time-limited.
1. ICBC's Litianli wealth management account was launched in 2007. At present, the money funds of eight fund companies, including ICBC Credit Suisse Monetary Fund, Hua 'an Cash Fuli, South Cash Zengli, Shenwan Paris Libao and Nuoan Monetary Fund, have successively opened the "T+0" quick redemption business in ICBC.
2.20 12 The monetary funds approved for t+0 include the monetary funds in southern fund, cathay pacific fund and Huitianfu, that is, after the investors sell the monetary funds, the redemption money can be received on the same day instead of the next day.
3. At present, there are ETF index funds in the market that can realize t+0 trading.
3.T+0 trading system refers to a securities trading mechanism that "investors can buy stocks on the same day with the funds obtained from selling stocks on the same day, and the stocks bought on the same day can be sold on the same day".
4. China's bonds, bond-traded open-end index funds, transactional money market funds, gold-traded open-end securities investment funds, cross-border traded open-end index funds, cross-border listed open-end funds, warrants and other varieties approved by the CSRC are all subject to intraday revolving trading.