1. Enterprise account refers to an account opened in a bank with the company's industrial and commercial registration certificate, tax registration certificate and organization code certificate, which can be divided into basic deposit account, general deposit account, special deposit account and temporary deposit account. \x0d\\x0d\ (1) basic deposit account: \x0d\ 1. An enterprise can only open one basic account. After opening an account for 3 days, the capital verification account can be transferred to basic deposit account, and the general account can borrow money; \x0d\2。 Handle cash receipts and payments (salary, bonus, reserve fund, etc.). ) and transfer settlement; \x0d\3。 It is a prerequisite for opening other accounts; \x0d\4。 The company opens several ordinary accounts, all of which are peers, and can apply for group packages from the basic bank. \x0d\ (2) General deposit account \x0d\ 1. If it is opened for loans or other needs, it can be deposited in cash, but it can not be withdrawn in cash, and it can be transferred; \x0d\2。 It can be opened in a bank other than the basic bank, in the same city or in different places, and there is no limit on the number. \x0d\ (3) Special deposit account \x0d\ capital construction fund, housing fund, social security fund, etc. \x0d\ (4) Temporary deposit account \x0d\ 1. Temporary needs (verification of registered capital, establishment of temporary institutions, temporary business activities in different places); \x0d\2。 The validity period shall not exceed 2 years at the longest; \x0d\3。 Cash can be withdrawn from the temporary deposit account and will only be collected during the capital verification period. (The registered capital verification account is opened according to the Notice of Enterprise Name Pre-approval issued by the Administration for Industry and Commerce). \x0d\\x0d\ II。 Personal account is an account opened in a bank with personal ID card, which allows you to open multiple accounts, deposit and withdraw cash at will, and transfer money between accounts.