1, paying attention to battery life is the key.
To make a 30-year-old financial planning, the first thing to invest in is yourself. At the age of 30, he is in the heyday of his life, full of energy and active thinking, and his family and career are rising. But as time goes on, people's energy will gradually decay, families will face more and more risks, and new forces will gradually catch up with us in their careers. In order not to be eliminated by the future of society and family, as pillars, we need to pay special attention to our endurance at the age of 30. Exercising, persisting in study and improving work skills can make us stand more stably and develop better in society, which is one of the key points of financial planning.
2. Planning family safety is the best.
As the pillar of the family, our safety is related to the life and death of the whole family. In the event of an accident, not only the elderly at home lose their dependence, but even the education of their children loses their protection. When making financial planning for 30 years old, insurance protection should be included in the key planning scope. Insurance products can perform certain family responsibilities instead of us and give families certain economic care when accidents happen. Even if we can't be with our family, insurance will become a part of us and accompany our family to continue.
3. Investment and financial management are indispensable.
Since it is a financial planning, investment and financial management are definitely indispensable. Usually, no matter how much, 30-year-old people will have a savings, and how to plan this savings is the most important in financial planning. In investment and financial management, the focus is on the preservation and appreciation of funds. Nowadays, there are many investment and wealth management products, and both benefits and risks have their own advantages. Different investors have different needs for financial returns. Investors with high risk tolerance can buy high-risk and high-yield investment and wealth management products such as stock futures, while investors with low risk tolerance can consider investment and wealth management products with stable income such as bond funds. The quality of wealth management products varies from person to person because most investors are stable investors. Considering the safety of family funds, Bian Xiao believes that funds, bonds and bank wealth management products are the most suitable products for 30-year-old investment and wealth management.
4. Pension planning should be carried out as soon as possible.
After retirement, we lost our main source of income. In order to have a good old age, it is very necessary to make a good financial planning after retirement at the age of 30. The earlier we plan, the easier our future life will be. Maybe some people don't know much about pension planning and how to do it. In this case, Bian Xiao suggested that you plan your retirement life with the help of a financial planner or insurance consultant. A qualified 30-year-old financial planning book, pension planning is an essential part. After all, a planned old-age life can not only make us look forward to the future and life, but also greatly improve the quality of our old-age life.