to tell the truth, compared with the financial management modes with large turbulence and high risk coefficient such as stock market and futures, online lending can be said to be very reliable. Of course, the premise is to choose a reliable platform. As a person who has been immersed in online loans for more than two years, I must mention that when choosing a platform, the benefits are secondary, and the key is to look at the risk control of the platform. Including performance guarantee insurance, bank depository, information disclosure, etc., all need to be carefully looked at. At present, the online loan industry has done a good job in performance guarantee insurance, information disclosure and depository, such as Xiaoying Wealth Management and Migang Finance (it is expected that the bank depository will be launched this month), but it is recommended to investigate clearly before starting!