1. How to buy reverse repurchase of government bonds?
1. Having your own securities trading account is a prerequisite for purchasing reverse repurchase of government bonds. The reverse repurchase of government bonds is carried out through the securities trading market, so you must have a securities trading account to buy the reverse repurchase of government bonds. If there is no securities trading account, you can open an account first. It is also very simple to open a securities trading account now. Online and offline can be opened. You only need to bring your ID card, but you must be at least 18 years old.
2. If you have a securities trading account, you need to download and install a securities trading platform on your mobile phone first. You can use a brokerage APP or a third-party trading platform, similar to a straight flush.
3. Open the homepage of the securities trading platform (taking the straight flush as an example), and click the "Transaction" function at the lower right to navigate.
4. Click the navigation of the "transaction" function, and then log in to the securities trading account in the "transaction" interface, and log in to your own securities trading account.
5. After logging into your securities trading account, you will enter a new interface, where you can find the function of "reverse repurchase of government bonds" and click Enter.
6. In the "reverse repurchase of national debt" interface, we can choose the reverse repurchase varieties of national debt we want to buy. We can choose to buy in Shenzhen or Lushi. After the revision of the new regulations, the minimum insured amount of both is the same, which is 1 1,000 yuan. The varieties of reverse repurchase of treasury bonds are 1 day, 2 days and 3 days, with the lowest 1 day and the highest 182 days, and they are purchased according to their actual conditions.
7. After selecting the reverse repurchase product of national debt you want to buy, click the corresponding reverse repurchase of national debt to enter the new trading interface.
8. In the new trading interface, enter the quantity you want to buy in the corresponding position, and then click Lend.
9. After the treasury bonds reverse repurchase expires, the funds and interest will be automatically returned to the investor's account without other operations.
Second, is the expected return of reverse repurchase of government bonds large?
The expected yield of reverse repurchase of government bonds is greater than the interest rate of bank time deposits. The interest rate of reverse repurchase of national debt is constantly changing. The interest rates in the morning and afternoon of the same day may be different, and the reverse repurchase rates of different varieties of government bonds are also different. The reverse repurchase of government bonds calculates interest according to the actual number of days occupied, so the interest is calculated on a daily basis.
The reverse repurchase of national debt is essentially a short-term loan. Investors borrow their idle funds to obtain corresponding interest income. So when the market is most short of money, the interest rate is relatively high. Generally, the interest rates at the end of the quarter, half a year, the end of the year and legal holidays are relatively high, because many institutions are most short of money at this time.