1. Annuity insurance refers to the insurance in which the insurer pays the insured the insurance money regularly in the amount and manner agreed in the contract within the agreed time limit during the life of the insured.

2. Annuity insurance is also a kind of life insurance with the survival of the insured as the payment condition, but the payment of survival insurance money is usually paid annually, so it is called annuity insurance.

In short, you have more income today, save more money and prepare for tomorrow and the future. This money doesn't look like a small and wide investment. It needs to be safe, stable, sustainable and as long as your life.

First, people who are suitable for buying annuity insurance;

1. For high-net-worth people, the investment should be diversified, especially for those with high income, it is very necessary to "don't put your eggs in one basket". Therefore, for them, in the allocation of family assets, not only high-risk investments such as stocks, funds and futures, but also high-risk investments such as bank deposits, real estate and annuities should be allocated. Whether using money to isolate liabilities or risks, it is necessary for high-income people to invest.

2. Providing pension funds through annuity insurance. Pension is not just for the elderly. On the contrary, when they are old, it will be too late to think about it. What kind of life you want to live in the future and how much money you can get can be calculated in advance. You can buy a pension with full reference to your own ideas and realize your future pension plan. Social security alone is not enough for high-quality old-age life.

3. Reserve annuity insurance for children's growth is characterized by compulsory savings and earmarking. As a fund for children's future education, it has natural advantages. As children grow up, education expenditure will gradually increase. It is very important to plan the education of annuity insurance in advance to cope with the increasing educational consumption. If you can't use this money for children, it can be used as a follow-up pension and inheritance fund, and it is also very practical.

4. The reason why large-sum asset inheritance annuity insurance has become one of the ways of asset inheritance stems from the stable cash flow of annuity insurance. Parents, as policyholders, buy annuity insurance for their children. Children can not only get the protection of life annuity, but also know the annuity policy at any time. It is convenient to increase or decrease insurance. At the same time, for the inheritance of wealth, insuring mutual trust life annuity insurance is equivalent to locking in a long-term income. This income can be used at any time. If not, it can also be passed on to future generations as wealth.

I hope I can help you.