First, the four major domestic banks.
China's four major banks refer to the four major state-owned banks directly controlled by the Ministry of Finance and Central Huijin Company. Specifically, China, China Industrial and Commercial Bank, China, China Agricultural Bank, China Bank, and China Construction Bank (industry, agriculture, China and China) are also called the four central banks, representing the strongest financial capital force in China, and have basically become comprehensive large-scale listed banks in the new century from the division of labor stage of specialized banks at the beginning of the founding of the People's Republic of China.
The second is the bank loan conditions.
The basic conditions for bank loans are: the applicant 18 years old, and the upper limit of the loan age is generally 55 or 60 years old; The applicant has a stable income and can repay the loan principal and interest on time; The applicant's credit information is good, and there is no bad credit record in the credit information report. If the above basic conditions are met, users can apply for bank credit loans. But if users need to apply for a user loan for this thing, users need to meet some specific conditions.
To sum up, with the rapid development of consumer economy, the banking industry has greatly improved compared with a long time ago, and the business of various banks has gradually increased, which has facilitated the lives and work of the broad masses of people.