1. Investment direction: fixed expected return assets.
Risk: low
Wealth 1 plan 1 can be mainly used to invest in national bonds, local government bonds, government-supported institutional bonds, financial bonds, subordinated debts, central bank bills, corporate bonds or projects allowed by the CSRC. Unless the government and enterprises go bankrupt, these projects are unlikely to lose money.
2. Investment direction: cash assets.
Risk: low
Cash assets include cash and cash equivalents, bank deposits (including agreement deposits, call deposits, time deposits), interbank deposit certificates, money market funds, etc. You can see that the security of such assets is actually very high, especially cash and deposits, and there is basically no possibility of loss, so the risk in this investment direction is not high.
3. Investment direction: Treasury bond futures.
Risk: medium to low
The investment risk of treasury bond futures is slightly higher than the above two kinds, but the expected return is obviously better than the above two kinds. You can understand that if you put all your investments in low-risk and low-expected-return investment projects, then the expected-return of products can't be improved. Therefore, the investment risk of this investment direction is low.
4. Investment direction: securities are being repurchased.
Risk: medium to low
Securities repurchase is a mortgage bond, and the integration of funds will enable the asset management plan to obtain more funds under a certain scale, which will impact higher expected returns. However, this operation has certain risks, so it is stipulated that the balance included in the fund shall not exceed 40% of the net asset value of the collective plan.
According to the risk assessment of four investment directions, Wealth 1 Plan 1 finally locates low-risk wealth management products. This product does not break even, does not guarantee a certain profit, and has no past performance for your inquiry. So whether to invest or not, please decide according to the actual situation.