Take 2020 as an example. After the global water release, commodities and equity products rose sharply. The rich not only have more channels to invest, but also can get more money from the water for reinvestment at a lower cost.

In 2020, the stock market strengthened as a whole, with the Shenzhen Stock Exchange rising by 38% and the Growth Enterprise Market rising by nearly 65%. In 2020, Public Offering of Fund's asset management scale will increase by 34.7% year-on-year, breaking through the 20 trillion mark, and its profit will be close to 2 trillion yuan, all of which will set a new record.

Among A-shares, the best gains are basically for good core assets. The impact of the epidemic on the economy is real, which leads to the overall fragility of the economic fundamentals. However, the money in the market is increasing instead of decreasing. For defensive investment strategy, the best way is to invest money in core assets, so there is a phenomenon of "funds embracing each other", which is actually the inevitable result of voting with their feet, rather than the fact that institutions have no martial arts.

In 2020, Kweichow Moutai (6005 19) increased by 71.36% for the whole year; BYD (002594) rose by 308. 1%, and Contemporary Ampere Technology Co., Ltd. (300750) rose by 230.7%. Haitian Ye Wei (603288) increased by 126. 1% for the whole year, while Arowana (300999) increased by 12 1.2% in less than two months. Mindray Medical (300760) increased by 136. 1% and so on. It can be seen that the industry leaders will rise sharply in 2020, driven by funds.

Not only A shares, but also Hong Kong stocks and US stocks have the same logic. Tencent, Meituan, Nongfu Spring, Amazon, Apple and Tesla all rose by more than 50%.

At the beginning of 2020, many people thought that house prices would fall because of the epidemic. Judging from the results, house prices in some cities have indeed started to fall, and the decline in some areas has even exceeded 30%. However, the four major first-tier cities have increased to varying degrees.

Statistics show that compared with 65438+ in February 2065+09, the price of second-hand houses in first-tier cities rose by 8.6% in June 2020, which was 6.4 and 7.2 percentage points higher than that in second-tier and third-tier cities respectively.

In 2020, among the four first-tier cities, except Shenzhen, house prices rose by 14. 1%, Guangzhou by 7.5%, and Beijing and Shanghai by 6.3%.

Housing prices in first-tier cities are riding high, and buying high-quality assets is also a lot of money. The skyrocketing housing prices in Shenzhen, and even incidents such as crowdfunding to buy a house and real estate speculation by thousands of people have attracted criticism from the central media.

In addition to the stock market and the property market, the prices of commodities such as gold have also risen to varying degrees. In 2020, the price of gold rose by 25. 15%, even exceeding $2,000/ounce, reaching a maximum of $2,072/ounce. Corn, soybeans, iron ore, etc. It is also growing rapidly.

To sum up, when releasing water around the world, purchasing core assets is the best way to maintain and increase value. Cash is king in the economic crisis, and it is also the core asset at a lower price at the right time. Simply holding cash will only go further and further on the road of depreciation.

Global water release, currency over-issuance, the best way to preserve the value of our grassroots assets is to hold RMB. The specific reasons are:

1, China's industrial system is sound and huge, and it has the ability to ensure the stability of the RMB value.

2. China will not devalue the RMB, and our products and assets will not become cheaper than the US dollar. Our country will not let the United States lead the extra dollars to our country. China does not allow the United States to be in bonus hunter! The RMB will definitely appreciate a little against the US dollar.

3. In view of the global currency excess and the global economic depression, China's securities market will be favored by many people. However, where there are many people, there is generally no money. Therefore, the China stock market is also risky, and it is not suitable for our grassroots investment at present.

As we all know, gold, silver and silver bonds are suitable for hedging. Therefore, at the beginning of the global currency overshoot, gold, silver and bonds have already skyrocketed. If I kill him now, I am afraid my luck will run out.

To sum up, the best way for ordinary people to preserve their assets is to hold RMB. When the situation in the United States is stable, the United States suspends water release, and the American economy begins to stabilize and rebound, we will invest in the China stock market again, mainly buying some banking stocks and logistics stocks. The reason is:

1, after the United States stops releasing water, countries around the world will also stop releasing water, and the rising space of RMB will be compressed.

2. With the acceleration of China's economic growth and the stabilization and recovery of the US economy, the global economy will recover. China's foreign trade volume will increase, and the income of logistics and transportation industry will also increase. The performance of listed big banks and listed big logistics companies will inevitably be reflected in the stock price after being promoted!

In the context of inflation, the wealth accumulated by ordinary people through hard work all their lives has been ruthlessly diluted by the printing press. Many people ask if buying gold can preserve the value of assets. Gold has little use, and its value is based on the belief of * * *. If this belief collapses, gold will be worthless. Buying a house is one of the few. People think that this is a safe means of asset preservation. However, with the decrease of fertility rate, it is difficult to predict the future trend of house prices, but there is always a house to live in anyway. Buying stocks, futures, and antique assets requires more professional knowledge, which most people don't seem to understand. Jin Meng, a German intelligent investment company, judges investors' risk tolerance through an intelligent system, selects customized asset allocation methods for customers, realizes global diversified investment, effectively reduces risks, and finally realizes asset preservation and appreciation.

There are many anti-inflation assets, such as gold, crude oil, non-ferrous stocks, coal stocks, essential consumer goods stocks (pork stocks and liquor stocks), agricultural means of production stocks (such as fertilizer stocks), building materials stocks, shipping stocks, and means of subsistence stocks (gas stocks and commercial retail stocks). . . Very many.

But because there are different types of inflation (there are many reasons for inflation), each type of inflation is caused by different reasons, so it is difficult to say what assets or stocks to buy when inflation comes.

Instead, it is necessary to specifically analyze what causes the current inflation, and then invest in related assets.

For example, the crude oil mentioned above is a good anti-inflation tool in a prosperous inflation environment, but if it encounters recession inflation, it is actually bearish. But on the contrary, gold may be a sharp weapon to preserve value during recessions and depressions. So you can't answer a general question with a single answer.

Property is the most valuable;

Followed by gold.

Description:

The reason for maintaining the value of real estate: the main reason is that the national policy pushes the people of the whole country to commercial housing, so the demand is far greater than the supply, which is a structural factor.

For another example, during the Republic of China, two ounces of gold could buy a quadrangle in Beijing. Now two ounces of gold is about 300,000 RMB, and you can only buy one toilet in Beijing and Shanghai. This can explain how high the property value is.

Gold: Gold in the earth's crust is mined year by year, which is in short supply. Moreover, the price is set by the market and cannot be ridiculously cheap, so it is also a hedge, but it is not as good as real estate.

Anything in short supply can preserve its value. Of course, the premise is that this relationship between supply and demand is continuous.

If you have less money, you will buy government bonds, that is to say, if you lend money to the country, the country will pay you back at a high interest rate.

thank you

One: Bank deposits

This is a traditional practice, but also a person's practice of not managing money;

As we all know, under normal circumstances, interest must not keep up with the rise in prices, and some people have made comparisons; According to the annual price increase of 5%, the actual purchase value will shrink by 50%+ after 30 years.

Comments: Not recommended, very not recommended, but if the money is small, one advantage of putting it in the bank is that it is convenient to take it;

Second, buy a house.

In fact, it can be seen from the pain of house slaves that in China, most people buy houses for their own occupation, not as a means of investment, and some so-called investments are speculative. These people have to be blamed for the rise in house prices in the entire China market;

Therefore, let alone how many people have enough money to invest in real estate, even professional real estate speculators should start rationally. In recent years, the rising speed of real estate price has far exceeded the normal value growth speed of real estate, and even reached a more dangerous level.

Comments: However, you can buy a house with money. In the short term, the houses in China appreciate considerably;

Third, buy gold.

Gold can resist the impact of inflation, but it may not necessarily increase the value of investors' assets. At present, the international gold price is in a pattern of high fluctuation. If you buy gold at a higher price at this time, the dollar will continue to strengthen in the future, and the price of gold will be suppressed, which may not be able to preserve its value.

Comments: Some time ago, I saw many professionals recommend silver, but individuals also suggested holding wealth management products for a long time.

Fourth: bonds

Bond investment, its risk is smaller than that of stocks, its credibility is high and its income is stable.

Anyone with a little basic financial knowledge knows that under the background of deflation, the yield of national debt is significantly positive, which can effectively resist deflation. On the contrary, under the inflation cycle, the overall stock return rate is significantly positive, which greatly exceeds the inflation rate and can effectively resist inflation. In other words, it is a wrong choice to buy bonds because of inflation at present; It is difficult to effectively resist inflation.

Comments: It is not recommended to buy bonds;

Five: stocks

Speaking of bonds, it is said that under the economic cycle of inflation, the return of stocks is enlarged, so can ordinary investors buy stocks?

But what everyone sees is the scenery when others make money. Ordinary investors lack professional skills and experience, and also lack well-informed news channels, so it is difficult for them to make a correct judgment on the general trend in the stock market and obtain stable returns. If you can't accurately grasp the timing of buying and selling, you will cry in the end;

In addition, stock trading requires a lot of time and energy, which is a bit difficult for ordinary white-collar workers;

Comments: In short, professionals and senior investors can suggest buying stocks;

Intransitive verb fund

In fact, a fund is a fund company that collects people's money, finds professional people to buy stocks or other wealth management products, and finally gains income;

As it is mainly controlled by professionals, it is possible to carefully choose investment varieties and adjust the investment portfolio at any time to obtain a better return on investment, so the fund's ability to collect, process and analyze information is beyond the reach of non-individual investors. Compared with the capital scale of ordinary individual investors, the total capital of fund products is very large, so we can diversify our investment through portfolio to minimize risks and maximize returns.