The risk level is 1R-6R. After you buy a wealth management product, there is a detailed explanation in the manual. 1R is the lowest and 2R is the highest. Generally, the new green series of Delibao is 1R, with fixed interest rate and fixed term. The initial amount is 50,000 RMB, and the risk of 1R includes liquidity, that is, it cannot be withdrawn in advance before maturity. After purchase, the national interest rate-raising wealth management products will not raise interest rates, and credit risk is understood as risk-free. By analogy, 2R is generally blue ocean series, trust products, general investment bonds or engineering loans, which means that the products may be paid in advance before the specified date, but the agreed interest rate remains unchanged. 3R represents the stability of the principal and the interest rate fluctuates, but it will not be zero. 4R represents the maximum loss of the principal of 5%. Generally invest in futures or currencies, a basket of currencies, etc. 5R means that neither principal nor income can be guaranteed, but the principal will not be completely lost. For example, in margin transactions such as funds, 6R general investment options and foreign exchange, the principal may be completely lost, and the corresponding income is directly proportional to the risk. When you buy, there will be a full-time account manager to explain to you, and you must make a risk assessment for the first time.