Take stocks and futures as examples: if you are good at investing, stocks can earn 65,438+00% a year, and futures can earn 80 ~ 65,438+000%. This is a comparison of returns. If you do the opposite, the stock will lose 10% a year, which is equivalent to the futures loss of 80 ~ 100%. This is about things. But if someone you don't trust wants to ask you for financing, the risk lies in character and ability. I hope it helps you.