The general amount of platinum card of Industrial Bank is between 50,000 and 300,000, that is, 50,000 is guaranteed and 300,000 is capped. Everyone's quota is different, and will be comprehensively evaluated according to the application materials and personal credit situation provided by you. Everyone's quota is not fixed, and it will change according to everyone's actual situation.

PlatinumCard is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks.

UnionPay card is a bank card jointly launched by China UnionPay and commercial banks, which starts with 62 and has the UnionPay logo printed on the card surface. UnionPay cards only have the UnionPay logo on the card surface, and there are no other card brand logos, which are usually also called single logo UnionPay cards.

Extended data:

1. UnionPay cards are subdivided into ordinary cards, gold cards, platinum cards and diamond cards according to card level and service authority.

Like other UnionPay cards, the UnionPay Platinum Card starts with 62 and has the UnionPay logo on its face. In terms of appearance, the card issuer identification area on the front of the card is printed with the English or English "Platinum Card" product name, or the card surface uses the "Platinum" Platinum Card product identification pattern designed by UnionPay (UnionPay Zunshang Platinum Credit Card uses the PriorityPlatinum pattern). The main color of the card is usually metallic platinum.

2. At present, the application conditions stipulated by the Industrial Bank Credit Card Center are:

(1) Applicant Qualifications Anyone who has reached the age of 18, has full capacity for civil conduct, has a legal and stable source of income and has a good credit status can apply for a personal credit card master card with his/her valid identity document.

(2) You must have a house and a car to apply for a Platinum Credit Card. Among them, the automobile output value is more than 250 thousand, and the real estate is more than 75 square meters. The limit is generally above 30 thousand, depending on your bank assets.

(3) If you have the qualifications of certified public accountants, lawyers, economists, tax agents and appraisers, it is easier to apply for success.

The preparation material is:

1. Identity information: copy of resident ID card or military officer's card;

2. Work income certificate: the salary certificate issued by your work unit (which needs to be stamped with the financial seal or official seal of the unit) and a copy of social security (which needs to be paid for more than half a year).

Third, the difference between the gold card and the platinum card of the credit card:

1, credit card limit. Credit card limit refers to the maximum amount of credit card overdraft approved by the bank according to the cardholder's asset status and credit status. The higher the amount, the more money you can overdraw. Of course, the repayment pressure is also greater. Generally speaking, credit cards cost 3,000 yuan to 1 1,000 yuan, and gold cards cost 1 1,000 yuan to 50,000 yuan. Platinum card 65438+ 10,000 even 500,000.

2. Annual fee. The annual fee of platinum card is higher than that of gold card, which is higher than that of ordinary card. Take Pacific Credit Card of Bank of Communications as an example. The annual fee for gold card is 200 yuan, and the annual fee for ordinary card is only 140 yuan. However, many banks directly waive the annual fee for the first year of gold cards. As long as you swipe your card 6 times in the first year (unlimited amount), the annual fee is free in the second year, and online payment is not included in the number of swipes.

3. Credit card discount. Because the grades of the cards are different, the discounts enjoyed are different. Platinum and gold cards of general credit cards can enjoy higher discounts in preferential merchants, and can be exchanged for integral gifts. Ordinary cards can enjoy lower discounts, and platinum cards can enjoy many value-added services provided by banks. For example: airport VIP room, free golf, banks do not have to wait in line. "

What is the credit card limit of Industrial Bank?

The general credit card limit of Industrial Bank is 1000-5000 yuan, and the gold card limit is 5000-50000 yuan.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits. The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card. Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards. From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate). On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

What is the amount of platinum? These aspects have affected the level of quotas.

Xiang Xing Da Bai Jin was a card of Industrial Bank not long ago. This card has many high-end rights and interests, so it attracts a large number of cardholders to pay attention to this platinum card, and many people with sufficient assets and financial resources apply for this credit card. As for the enjoyment of platinum, in addition to rights and interests, people are also very concerned about its quota. So, what's the amount of platinum?

What is the credit card limit of Industrial Bank?

1. Industrial Bank credit cards are generally between 3,000 yuan and 1 1,000 yuan;

2. The credit card gold card quota of Industrial Bank is generally around 6.5438+0 million yuan to 50,000 yuan;

3. The amount of platinum credit card of Industrial Bank is generally 50,000, and the amount you can apply for is different according to the comprehensive qualifications of the applicants. The maximum amount for most people is 200,000 yuan, but many people can apply for an annual fee of more than 200,000 yuan or even as high as one million yuan.

What is the amount of platinum?

As the standard platinum card of Industrial Bank, Xiang Xing's big plate gold will not be low. Generally, there can be hundreds of thousands or even hundreds of thousands of quotas. The specific amount depends on the applicant's comprehensive qualifications.

Influencing factors of platinum card quota of Industrial Bank

If you want to apply for high interest, you have to ensure that your credit conditions are good enough. Like the following aspects, banks will focus on.

1. Your income status and financial level of assets are the main basis for the bank to grant you a quota;

2. Your marital status will also affect the level of the quota. Married people are more popular than unmarried people;

3. The level of education will also affect the amount of credit card you apply for;

4. Good credit status is also essential.

The above is about "what is the amount of big platinum?" The answer also summarizes several aspects that will affect your application for the high capital of Dabai. Like Xiangxing Platinum, as a platinum card, the quota is naturally not low, but the quota also depends on your qualifications, so if you want to be granted a high quota, your credit conditions must be good.

How about Industrial Bank credit card?

Credit cards of China Merchants Bank, China Everbright Bank and Ping An Bank are relatively easy to handle.

Supplementary information:

Credit card processing of China Merchants Bank, China Everbright and Ping An is very simple, as long as you have work permit, medical insurance card and ID card. China Merchants Bank can also apply for completing the information directly in the credit card official website, and the bank will send the credit card after checking it. In terms of quota, these three banks will also be higher than the four major state-owned banks.

Extended data:

1. The application conditions of China Merchants Bank credit card are:

1. Applicant 18 to 60 years old, with China nationality.

2, the applicant should have a relatively stable job and income, the average monthly income of not less than 3000 yuan.

3. The applicant should provide the bank running statement of the salary card and the list of social security personal accounts in the past six months. If you have a car and a house, you can also provide a real estate license and a car driving license.

4. The applicant must have a fixed residence, and can provide proof of permanent residence and payment documents for daily life.

The applicant should have good personal credit.

As we all know, if you want to apply for a credit card of China Merchants Bank, you need to be at least 18 years old, have a stable job and income, have qualified personal credit information and so on.

6. Credit card applicants of China Merchants Bank must have certain economic ability and no bad credit record. Applicants should be 18~60 years old (foreigners are 25~60 years old).

Two. Basic conditions for credit card of China Everbright Bank:

1. Credit card applicants must be between 18-65 years old (inclusive), have full capacity for civil conduct, have legal and stable income, and their personal credit report in China People's Bank meets the applicable conditions for issuing cards in China Everbright Bank.

2. Original valid ID card (including but not limited to domestic resident ID card, foreign passport, Hong Kong and Macao residents' travel permit to and from the mainland, mainland travel permit for taiwan residents, etc.). ) should be provided as required.

Which bank has a high credit card limit?

1, Industrial Bank: Industrial Bank has a relatively low card threshold. It's easier to get a card on Alipay, but it generally takes more than 620 sesame points to apply. As for the choice of card types, I would like to introduce you to applying for industrial bank pass credit card and industrial Taobao credit card. Generally, the audit results can be obtained within 5 minutes at the earliest after the application is submitted. With good credit, it is said that the support rate is above 90%.

2. Everbright Bank: Alipay users with sesame scores of 620 or above will find it easier to apply for Everbright Credit Card in Alipay. Many card friends report that they can be approved in seconds. Of course, they should choose the appropriate card type in advance. Here, I suggest you apply for a light yellow duck-themed credit card, which is said to be the easiest card for China Everbright Bank to approve. However, it should be noted that the online application of China Everbright Bank requires a face-to-face visa before it can be issued.

3. Minsheng Bank: Minsheng Bank cooperated with Alipay for a long time. Generally speaking, if there is no problem with credit information, sesame seeds can be approved in seconds if they score more than 600 points, especially now that the end of the year is approaching, the approval rate for handling cards is higher. In terms of card selection, female friends can apply for Minsheng Female Flower Credit Card, and car owners can apply for Minsheng Automobile Credit Card. In addition, Minsheng Baidu takeaway co-branded credit card and Minsheng.com Tesco installment credit card are also relatively easy to get off the card.

4. Guangfa Zhenqing Credit Card: Guangfa Zhenqing Credit Card is a female card launched by Guangfa Bank, which has outstanding advantages in shopping and female insurance! At the same time, you can choose one of the four major merchant types of department stores, restaurants, tourism and entertainment, and enjoy three times the credit card consumption points. However, it is important to note that this option cannot be changed.

Is Xingchuan credit card high?

It should be Xingye, not Xingchuan.

high

The credit card limit of Industrial Bank is determined according to the credit card grade. The higher the credit card level, the greater the credit card limit. Of course, the review will be more stringent when applying. Industrial credit cards are divided into three types: ordinary cards, gold cards and platinum cards, and the corresponding amounts are 3,000-1000 yuan,1000 yuan-50,000 yuan and more than 50,000 yuan respectively. Generally speaking, the credit card limit of Industrial Bank is still relatively large.

Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. It was officially listed on the Shanghai Stock Exchange in 2007 (stock code: 60 1 166) and its head office is located in Fuzhou. [ 1]

Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services. By the end of 20 14, the total assets of Industrial Bank exceeded 4 trillion yuan, reaching 4.4 1 trillion yuan, an increase of 19.84% compared with the beginning of the year. The net assets per share attributable to ordinary shareholders was 65.438+0.286 billion yuan, an increase of 22.6 1% compared with the beginning of the year. The annual operating income was 65.438+024.834 billion yuan, a year-on-year increase of 654.38+04.23%; The net profit attributable to shareholders of the parent company was 4,765.438+0.08 billion yuan, a year-on-year increase of 65,438+0.4365.438+0%; The weighted average return on equity remains at a high level of 2 1. 19%; Branches of 108 and 1435 have been established in major cities in China; It owns subsidiaries such as Xingye International Trust, Xingye Financial Leasing, Xingye Fund, Xingye Consumer Finance, Xingye Wealth and Xingye Guo Xin Asset Management, forming a modern financial service group with banks as the main body, covering trust, leasing, funds, securities, consumer finance, futures and asset management.

As the first "Equatorial Bank" in China, Industrial Bank has always adhered to the "scientific and sustainable" development concept, operated legally, steadily and in a civilized manner, taking into account the interests of shareholders, customers, banks, employees and the social environment, and actively practiced corporate social responsibility, which has been widely recognized and praised by all walks of life at home and abroad. [2]

August, 20021year, Fortune Global 500 released: ranking 196.

This is the end of the introduction about which credit card of Industrial Bank is higher and how the credit card of Industrial Bank is higher. I wonder if you have found the information you need?