Common online investment and financial management platforms include Duxiaoman Finance, Alipay, Tencent Financial Management, and APPs of the same name from major banks. If you want to invest and manage money, you must provide some of your own information, such as bank card, ID card, etc. This is what everyone needs to be clear about first. After preparing this information, we can then consider financial management.

Investment and financial management refers to investors’ reasonable arrangement of funds, such as savings, bank financial products, bonds, funds, stocks, futures, spot commodities, foreign exchange, real estate, insurance, gold, P2P, Investment and financial management tools such as culture and artwork manage and distribute the assets of individuals, families, enterprises and institutions to achieve the purpose of maintaining and increasing value, thereby accelerating the growth of assets.

Financial management is cash flow management. Everyone needs money (cash outflow) as soon as they are born, and they also need to make money to generate cash inflow. Therefore, regardless of whether they have money or not, everyone needs financial management. Financial management also covers risk management. Because more future flows are uncertain, including personal risks, property risks and market risks, they will all affect cash inflows (risk of income interruption) or cash outflows (risk of increasing expenses).

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