There are three ways to use ABC's online banking: (1). Certificate login: you must register your personal online banking customers first, and then you can use all the functions of personal online banking after logging in. When the Kbao certificate customer logs in, insert Kbao into USB interface; IE certificate (binding password card) customers should download the certificate in IE browser first. (K Bao is recommended, which is safe and convenient, and there is no payment limit; The password card is not safe, and there is a payment limit). (2) User name login: online self-registration is required to obtain the login user name and password. The supported account types are debit card and quasi-credit card. After logging in, you can use account management, full inquiry, account details inquiry, online loss reporting, roaming remittance payment and other functions. (No payment function) (3) Card number login: you can log in without registration. The supported account types are debit card, quasi-credit card and credit card, and the password must be entered as inquiry password (not withdrawal or payment password). After logging in, account balance query can only query account details.

You need KBao or password card to transfer money or shop online. Password card has payment limit, but KBao doesn't! From the security point of view, KBao is more secure, followed by password card.