1. The applicant must be at least 18 years old and have full capacity for civil conduct.

2. The applicant has opened an ordinary securities trading account in real-name registration system, and the name and ID number of the credit securities account to be applied for are completely consistent with those of its ordinary securities account.

3. The applicant has opened an account for not less than 6 months and has a transaction record.

Four, the applicant's transaction settlement funds have been deposited by a third party.

Five, the applicant applies for margin trading and securities lending business, and its securities assets on the day of application are not less than 500,000 yuan (6.5438+10,000, 200,000, etc.). ).

The standard definition of margin financing and securities lending is: the business activities of securities companies that lend funds to investors to buy listed securities or lend securities for them to sell, and collect collateral.

Generally speaking, customers can borrow money from our company to buy or sell stocks after submitting cash or securities as collateral. After opening this business, as a new trading tool, you can not only raise more funds when the market is good, but also short when the market is weak, and even partially realize T+0 trading; The transaction is simple and fast, and ordinary accounts and margin accounts can be operated in the same trading software. Margin trading not only has the advantage of amplifying income, but also needs to avoid corresponding risks.

1. There are three repayment methods for financing transactions.

1. Repayment of sold securities: "Repayment of sold securities" is selected for the proceeds from the sale of securities in the credit securities account, and the debts due for opening financing will be repaid first in the order of opening positions.

For example, if you have two liabilities: February 1, you buy Guanghui shares by financing, and March 1, you buy CITIC Securities by financing. Now you want to sell one of them, so no matter which one you sell, you will give priority to repay the debt of Guanghui shares, because the maturity date is earlier.

2. Pledged goods selling: the proceeds from selling the securities opened in the credit securities account in the form of "pledged goods selling" shall be used to repay the financing arrears of the bonds in the current period, and the balance shall not be used to repay other financing arrears immediately; The proceeds from selling the non-open securities in the credit securities account by means of "pledged selling" shall not be used to immediately repay the financing arrears.

For example, there are two liabilities in your credit account and one collateral is transferred from your general account. Now, if you sell either of the two liabilities, you will only pay off the one you sold, not the other liabilities. If you sell your collateral, you don't have to use it to pay off your debts.

Direct repayment: choose "direct repayment" to directly repay existing liabilities, including financing liabilities and interest expenses.

Two, there are two ways to return securities transactions:

1. Buy bonds and repay bonds: replace liabilities by buying and integrating the same kind of securities.

For example, if you sell 1 1,000 shares of Chongqing beer through short selling, you can repay your debt by buying 1 1,000 shares of Chongqing beer.

2. Direct redemption: If you sell 1 0,000 shares of Chongqing Beer through securities lending and already have 1 0,000 shares of Chongqing Beer in your account, you can choose "direct redemption" to directly repay the debt.