Hello, there are still many investment channels now.

The first and most stable thing is the national debt. You can buy a three-year term, with annual compound interest of between 5% and 6%, and the income after three years will be close to 20%. The advantage is that there is no risk. But if you want to buy treasury bonds, you still have to find someone in the bank to make connections. Otherwise, you have to go to the business hall and queue up, which is relatively troublesome.

Secondly, you can consider a trust. At present, trust in my country is also in full swing. In fact, they are essentially packaged corporate bonds. Available from all major banks and financial institutions. You can buy a 1-year term, and the general interest rate is 8%. Just reinvest every year. Or buy a three-year term, and the annual interest rate will be at least 10%. Overall, the fiduciary risk of big banks is very small, at least for now. However, the investment starting point is relatively high, usually starting at 1 million. You can ask your parents to contribute 980,000 and you to contribute 20,000.

Secondly, you can buy funds. The stock market is very weak right now. It may not be the bottom, but it is definitely low. You buy some funds and hold them for a long time. There will also be a lot of benefits in three years. But there are risks in the stock market, and it is possible to lose money. Do your own research and think carefully.

Secondly, you can trade stocks yourself. But this is more energy-consuming. I don’t really recommend you to do it. And the stock market is not very good right now. Industries with high risks and high returns include foreign exchange and futures. Their technical and psychological requirements exceed those of the stock market and are relatively more difficult. It takes three to five years of training and losing money before you can slowly learn to make a profit.

Basically, I only think of the above. You can do your own research before making a decision.