2. If the customer needs funds, he/she can transfer the available fund balance in the margin account to the fund account at any time. Minsheng Bank reserves the right to adjust the effective withdrawal time.
Among them, the calculation rules of extractable funds are subdivided as follows:
When the available margin is less than 0, the drawable fund = 0;
When available margin is ≥0 and floating profit and loss is ≥0, available funds = available margin-floating profit and loss; (Floating profit will increase the available margin, so when the floating profit and loss is ≥0, the available margin = original customer margin+floating profit; However, the "floating profit" of this product cannot be spent, so it can be withdrawn when it is profitable = available margin-floating gains and losses offset the profit that has been included in the available margin. )
When the available margin is ≥0 and the floating profit and loss is < 0, the drawable fund = available margin.
See the margin section below for the calculation formula of available margin.
3. When the customer logs into online banking or mobile banking to operate the precious metals in the account, he should check the corresponding security tools according to the interface prompts.
4. From February 65438 +0, 2009, when the customer's daily cumulative withdrawal amount reaches RMB 5 million (inclusive) or exceeds 1 10,000 USD (inclusive), manually check whether to continue withdrawal. In principle, it will arrive at the account no later than T+ 1 working day (t is the customer's withdrawal application date).