First of all, as a treasure mother, it is very correct to prepare education funds for children in advance. Children's money must be earmarked and prepared in advance. I think we must choose companies with big brands to prepare education funds for children. Such companies have a better reputation and more dividends. Because insurance companies take 70% of the profits of products as dividends for customers, the dividends of large companies will be very considerable. Ping An has a wealth management product for children, which is currently on sale.

A life called Yue has a minimum deposit of 20,000 yuan a year and a continuous cash flow for a lifetime after three years. If you save100,000 every year for three consecutive years, you will get back 50,000 in the fifth and sixth years of your child, and then there will be 2,000 yuan plus dividends every year from the seventh year to the sixtieth year. By the sixtieth year, I will give you all the 300,000 you paid at one time.

I will give you 3.5 thousand plus dividends every year from 6 1 year old. How long will you live? If this is not possible, you can choose the second way. Children receive a sum of money in primary school, a sum of money in junior high school, a sum of money in senior high school and a sum of money in university. You can get money for your wedding and birthday. This is also a good choice, and children can feel the love of their parents all their lives. My family bought one year100000. Some people say that it is good to deposit money in the bank, and the interest is not limited to these, but the interest of the bank changes every year, increasing or decreasing. 10 years ago, the interest rate 10% is a bit too much now. However, the interest that Joy Life gives you is certain, and the minimum dividend is 1.7%. So this financial management is still very suitable.