What you do is not what others say, but what you know, so as to control the risk, otherwise hearsay will often lead to losses, not worth the loss. In that case, it is better to deposit in the bank and buy a large deposit certificate. Investment, what matters is not how much money you earn to win, but when others lose money, you can surpass most people without losing money. It's hard-earned money, so be careful before you get greedy. I hope the answer can help you.