Top ten formal online loans
Top ten formal online loans:
1. Wanda Loan
Conscientious online loan, popular Very good. Every time I see the products introduced by netizens in the Tieba forum, Wanda Dai always has a place. It is a masterpiece of Wanda Group. Friends who have never tried it can learn about it.
2. Ant Borrower
As long as you have Alipay, you have the opportunity to open Ant Borrower. It is a convenient product, but it does not support active application. There is no quota when you need it. It’s so annoying to give it to you when you need it!
3. Weilidai
Needless to say, Ant Borrower is a contemporary product. Now basically everyone uses WeChat. There are more opportunities to open Weilidai. Use WeChat more. It’s easy to make payments and bind credit cards for repayment, and it’s easy to raise your limit.
4. Jingdong Gold Bars
The cash loan under Jingdong Finance is also invitation-only, and the entrance is open from time to time. If you have IOUs and the limit is high, you have a good chance of getting JD gold bars.
If necessary, we recommend you to use Youqianhua, which is a credit service brand under Duxiaoman Financial (original name: Baidu Youqianhua, renamed "Youqianhua" in June 2018) , big brands are reliable, have low interest rates and are trustworthy. Money to spend - Manyidai, the loan limit is up to 200,000 (click on the official free test limit), the daily interest rate is as low as 0.02%, with easy application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest fees, and safety Strong characteristics.
Share with you the application conditions for Youqianhua: The application conditions for Youqianhua are mainly divided into two parts: age requirements and document requirements. 1. Age requirement: between 18-55 years old. Special reminder: Youqianhua declines to provide consumer installment loans to college students. If you are a college student, please give up the application. 2. Document requirements: During the application process, you need to provide your second-generation ID card and personal debit card. Note: The application only supports debit cards, and the application card is also your borrowing bank card. My identity information must be the second-generation ID card information. Temporary ID cards, expired ID cards, and first-generation ID cards cannot be used to apply. Online loans are risky, so be careful when choosing!
Ranking of the Top Ten Online Loan Platforms in 2017
Now when people are in urgent need of money, in addition to traditional banks and loan companies, there is a new loan method. That is
. Borrowing money online is fast and convenient, saving borrowers a lot of time. However, there are many online loan platforms now. Which online loan platform is the best? Today I will give you a summary of the top ten online loan platforms in 2017. I hope it will be helpful to you.
1. Lufax
The full name of Lufax is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., which was established in September 2011. The company has a registered capital of 836.67 million yuan, and the online loan platform was officially launched in January 2012. What Lufax has, there is no doubt about its safety.
2. Hongling Venture Capital
Hongling Venture Capital, the full name of Hongling Venture Capital E-Commerce Co., Ltd., was officially launched in March 2009 and focuses on Internet financial services. It has been 7 years now. As of March 2, 2017, the number of registered people exceeded 1.44 million, and the total transaction volume exceeded 226.9 billion yuan. More than 40 provincial branches have been established across the country, and Internet financial experience stores have been set up in major cities. As an Internet financial service platform established in China for more than 7 years, Hongling Venture Capital has always given top priority to protecting the interests of investors. With its pioneering principal advance payment model, it has been rapidly developed in the industry and has won a good reputation among investors.
3. Renrendai
Renrendai is an online loan platform with person-to-person small loans as its main product. Renrendai is China’s earliest P2P network based on the Internet. Since its establishment in May 2010 as one of the lending information intermediaries, Renrendai’s services have covered more than 2,000 regions in more than 30 provinces across the country, served hundreds of thousands of borrowers, and successfully helped them obtain financing through credit applications. loan.
4. Paipaidai
Paipaidai is China's first P2P pure credit unsecured online lending platform. Paipaidai was established in June 2007. The company's full name is "Shanghai Paipaidai Financial Information Services Co., Ltd., headquartered in Shanghai, is an online information lending platform. The team of Paipaidai is a team full of dreams. The founding team comes from famous companies such as Microsoft. While striving to create value for users, Paipaidai’s team is also working hard to realize its own value.
5. Ping An Puhui
Ping An Puhui is a business cluster affiliated to an associate of Ping An Insurance (Group) Co., Ltd. of China. Adhering to the brand concept of "Trust is Power", we use innovative technology and excellent customer experience to provide better loan services to small and micro enterprises and individual customers, and create a consumer finance brand trusted by global loan customers.
VI. Huijin Institute
Huijin Institute is an Internet financial platform initiated and established by Sunshine Insurance. Founded in April 2015, Huijin Institute is committed to serving individuals, enterprises, and financial institutions. Provide financial asset transaction information services and create a comprehensive Internet financial service platform.
The service targets provide diversified investment and financial management options for qualified investors, provide financing channels for personal consumption and small, medium and micro enterprises, and provide a transparent and convenient transfer platform for non-standard financial assets.
7. Yirendai
Yirendai is a Chinese online financial service platform founded by CreditEase in 2012. Yirendai provides credit loan consulting services to Chinese urban white-collar workers through technological means such as the Internet and big data, and provides financial consulting services to investors through the "Yiren Financial Management" online platform. On December 18, 2015, Yirendai was successfully listed on the New York Stock Exchange in the United States, becoming the first Chinese Internet finance stock to be listed overseas.
8. Yidai.com
Yidai.com is one of the most professional Internet financial platforms in China. It combines inclusive financial development and Internet technology innovation to provide individuals and small and micro enterprise groups with Provide professional and fast loan services to help them solve financing difficulties. The platform covers 371 cities across the country, with more than two million registered users, and provides tens of billions of yuan in loan services to various customers every year.
9. Youwodai
Youwodai is an online lending information intermediary platform established in June 2011. Youwodai has a registered capital of 100 million yuan and aims to establish efficient, transparent, safe and convenient Internet financial services for small and micro business owners or individuals with financing and investment needs.
Top Ten Conscientious Loan Platforms
Everyone can get a loan when encountering an emergency crisis. After the loan, it can solve the urgent need, so borrowing has become a part of our lives, but most of them People don’t know how to choose when borrowing money. Now let’s introduce the top ten conscientious loan platforms, namely Alipay, Du Xiaoman, Tencent, 360, Xiaomi Finance, China Merchants Union Finance, Ma Ma Finance, JD.com, 51 Provident Fund Manager, Fenqile .
Introduction to the top ten loan platforms
1. Loans through Alipay’s Jiebei, Huabei, and Wangshangdai are all safe and reliable loan methods;
2. Duxiaoman is a borrowing platform under Baidu, which mainly offers Youqianhua, Satishidai, etc. Their advantages are long installment times, low interest rates, and relatively high loan amounts;
3. The main product under Tencent is Weilidai, but Weilidai is an invitation-based loan and not everyone can use it;
4. 360 IOU under 360 is a more conscientious borrowing platform, as long as you are an adult You can borrow money, and the borrowing amount is limited to less than 200,000;
5. Xiaomi Loan, a subsidiary of Xiaomi Finance, supports installment repayment and borrowing and repaying at any time;
6. China Merchants Finance’s Merchants Union Haofeng Loan is an older loan method and a more conscientious formal platform;
7. Anyihua, a subsidiary of Ma Ma Finance, is also very conscientious and belongs to a large company. A formal platform for endorsement;
8. JD Finance, a subsidiary of JD.com, is also very conscientious. It is divided into white bars and gold bars, which have different functions;
9. 51 Provident Fund Manager is mainly suitable for For users who have paid provident fund, it can provide provident fund, social security loans, first-instance multiple loans, etc.;
10. Fenqile is also a loan platform with a good reputation.
The above is an introduction to the top ten conscience loan platforms.
The top 10 formal online lending platforms
The 10 formal online loans recognized by the state?
The top ten formal online lending platforms recognized by the state mainly include: 1. Ping An HP, 2. JD Finance, 3. Suning Finance, 4. Paipaidai, 5. Weilidai, 6. Jiebai, 7. Xiaomi loan, 8. 360 IOU, 9. Money to spend, 10. China Merchants Lianhao loan
1. Ping An Puhui
Ping An Puhui is a subsidiary of Ping An of China Online loan platforms are quite reliable in terms of safety. It also has many loan products, such as: i-loan, life insurance loan, excellent housing loan, car owner loan, homeowner loan, etc. Users can choose according to their own needs.
2. Jingdong Finance
Jingdong Finance belongs to the Jingdong platform. Both white bars and gold bars of Jingdong Finance can help people in need borrow money. The white bar loan limit is relatively small, and the gold bar loan limit is relatively small. high.
3. Suning Finance
Many people should be familiar with Suning Finance. Its main loan product is Suning Renzhipay. The loan amount of Wanlipay can be as high as 200,000 yuan. The main reason is that the threshold for applying for the amount is low. Adults over 18 years old and with no bad records on their credit reports can apply.
4. Paipaidai
Paipaidai is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The loan amount can be up to 200,000 yuan.
5. Weilidai
"Weilidai" is a purely online small credit revolving consumer loan product launched by WeBank, the first domestic Internet bank, for WeChat users and mobile QQ users. .
"Weilidai" adopts an official invitation system. Invited users can see the "Weilidai" entrance in the "QQ Wallet" of mobile QQ and the "WeChat Pay" of WeChat, and can receive up to 200,000 Yuan loan limit
6. Jiebei Jiebei is a reception service of Alipay, and its safety index is relatively high. Currently, as long as you have an Alipay Zhima credit score of over 600.
The loan amount you can apply for ranges from 1,000-300,000 yuan.
7. Xiaomi Loan
It is a loan product of Xiaomi Financier. It provides installment services. The application process is a bit cumbersome, but it supports borrowing and repaying at any time. Generally speaking, it is reliable. .
8. 360 IOU
Its main features are fast lending speed, low application threshold, and daily loan interest rate as low as 0.027%, which is converted into an annual interest rate of 95%. It does not require much With a complicated application process, you can apply for a mortgage in as little as one minute, and you can borrow and repay at any time.
9. Money to spend
Baidu's loan platform can meet the various needs of different borrowers based on different loan businesses. The lending method is simple, mainly with low interest rates. Supports borrowing and returning at any time.
10. China Merchants Union Good Futures Loan
It is a lending service launched by China Merchants Union Consumer Finance. It has been among the top ten formal online loans for a long time. The formality of the platform is self-evident. , the loan amount is generally around RMB 20,000-200,000. And the amount can be recycled within 3 years.
Ranking of the six best online loan platforms in 2017
1. Ant Jiebei
Ant Jiebei is a loan service of Alipay, with application thresholds It is sesame with a score of over 600. Depending on the score, users can apply for a minimum loan amount of 1,000 yuan and a maximum of 50,000 yuan. The daily expected annualized interest rate is 12 months. The maximum repayment period of Ant Borrowing is 12 months, and you can repay as you borrow.
2. Lufax
The full name of Lufax is Shanghai Lujiazui International Financial Assets Trading Market Co., Ltd., which was established in September 2011. The company has a registered capital of 836.67 million yuan, and the online loan platform was officially launched in January 2012. What Lufax has, there is no doubt about its safety.
3. Online Business Loan
Online Business Loan is an online loan product of Online Business Bank. MYbank was established in June 2015. It is one of the first five private banks in China. Zhejiang MYbank, initiated by Ant Financial as the major shareholder, officially opened. Online business loans do not require mortgage or guarantee, as long as the company has good qualifications, it can apply. You can borrow as you please and repay as you please, with a maximum loan amount of RMB 500,000. As a financial product under Alibaba, Wangshangdai is strong and trustworthy.
4. WeBank
WeBank is the first private bank to open in China. It was initiated and established by many well-known companies such as Tencent, Baiyeyuan and Liye, with a registered capital of RMB 3 billion yuan. WeBank strictly abides by national financial laws, regulations and regulatory policies, and is committed to providing differentiated, distinctive, high-quality and convenient financial services to the general public and small and medium-sized enterprises based on compliance operations and steady development.
5. Yirendai
Yirendai was established by CreditEase in 2012. Yirendai provides efficient, convenient and personalized credit loan consulting services to white-collar workers in high-quality cities in China through the Internet, big data and other technological means, and provides investors with safe and professional one-stop financial management through the "Yiren Financial Management" online platform Consulting services.
These loans in the 2017 official rankings can be trusted by hundreds of thousands of people
Small-amount mobile loan APPs are very popular, but the small-amount mobile loan APP industry is also a place where scammers are prevalent, and many A friend was defrauded while using a mobile loan app. So which ones are reliable? Let me summarize the 2017 regular APP rankings for you.
1. Paipaidai
Speaking of rankings, Paipaidai is definitely indispensable. Paipaidai was established in June 2007. As of the end of 2016, it had 32.61 million registered users, making it one of the largest online credit lending platforms in China. The first-time loan amount of Paipaidai is between 1,000 and 10,000 yuan. You need to provide basic personal information, ID card and other pictures. The maximum amount can be 200,000 yuan for individuals and 1 million yuan for enterprises. The loan can be received in as fast as one day.
2. Immediate Consumer Finance
Malaysian Consumer Finance is the country’s first Internet consumer finance company that combines online and offline services. It mainly provides personal consumer financial services to domestic residents. Among the products of Ma Ma Consumer Finance are Ma Ma Dai and Ma Ma Wallet. Ma Ma Loan has a maximum limit of 50,000. It has relatively low interest rates and is reliable and safe. It is a popular product. Ma Ma Wallet is a platform suitable for short-term users. Ma Ma Loan is an installment plan. product.
3. Ping An i-Loan
Ping An i-Loan is a mobile loan software under Ping An Puhui. As a product of Ping An, its formality is self-evident. Ping An i Loan's loans are relatively fast and can be processed in as little as 3 minutes. At the same time, the application requirements are not high. It is a loan product trusted by young people.
4. ICBC e-Loan
As a product under the flagship brand of ICBC, ICBC e-Loan is naturally an absolute high-quality product in the formal rankings. The loan limit of ICBC e-Loan is between 6 million and 800,000 yuan. It is considered a mobile phone loan platform with a pretty good limit. The general limit is about 40,000 yuan, which is mainly based on the applicant's repayment ability, credit report and repayment record. It is decided that users with better credit reports will have higher credit limits.
5. CITIC Quick Loan
CITIC Quick Loan is a short-term cash lending product of CITIC Bank. It is naturally considered a high-quality product among the top ten formal rankings.
No mortgage is required, and the review is relatively fast. CITIC Suijian has complete review and loan procedures, and is very formal.
6. ICBC Yidai
Of course, all banks under the bank are very formal, and they will also be at the forefront of the 2017 formal rankings. ICBC Yidai is very popular. The interest rate of ICBC Yidai is 10% higher than the benchmark interest rate for loans of the same grade for the same period stipulated by the People's Bank of China.
This ends the introduction to the 2017 online loan platform rankings and the 2020 online loan platform. I wonder if you found the information you need?