Many people will buy second-hand houses, but they need to pay some taxes and fees. Many people don’t know this part of the tax, nor the specific transaction process for second-hand houses. Today I will introduce to you the transaction process and taxes for second-hand houses in Zhengzhou. Let us take a look together.

Second-hand house transaction tax

Second-hand real estate is different from auction house purchases. There will be some taxes and fees during the house purchase process, which many people are not aware of. Let’s first take a look at the taxes and fees on second-hand housing transactions in Zhengzhou.

1. Deed tax: The deed tax is paid by buying a house. If it is an ordinary house, 2% of the purchase price will be levied. If the house is a suite of less than 90 square meters, it will be levied at 1% of the purchase price, and for non-ordinary houses, it will be levied at 4% of the purchase price.

2. Business tax: paid by the seller, and charged at 5.5% of the house price less than 5 years after obtaining the real estate certificate.

3. Personal income tax: paid by the seller, charged at 1% or 20% of the transaction price.

4. Transaction fee: 6 yuan per square meter, paid by both parties.

5. Registration fee: 80 yuan shall be paid by the buyer.

Second-hand house transaction process

Purchasing second-hand real estate and futures real estate are not exactly the same. Buying a second-hand house requires a lot of materials, and the transaction process is not exactly the same. Everyone should understand clearly before buying a second-hand house. The specific transaction process is as follows.

1. Before buying a house, the buyer and seller should prepare the materials required for the transfer, including the house ownership certificate, the identity certificate of the buyer and seller, the seller’s marital status certificate, the house verification certificate, the sales contract and the opinion of the house registration agency. Other materials required.

2. After the buyer and seller prepare relevant materials, they go to the real estate transaction center of the community where the house is located, that is, the real estate bureau, to handle relevant business.

3. Take these materials to the pre-examination window of the house and pre-examine them first.

4. After passing the pre-appraisal of the house, go to the house appraisal window to evaluate the price of the house. It is worth noting that the assessed house price does not equal the transaction price between the buyer and the seller. Generally speaking, the appraisal price is lower than the transaction price. In addition, a corresponding assessment fee will be charged for the assessment of the value of the house, which is generally charged in proportion to the assessed value of the house.

5. After the house evaluation is completed, go to the household registration window to check several properties under your name, and then pay the house deed tax. After paying the house deed tax, it is the process of signing and receiving the house deed.

The above is all about the second-hand housing transaction process and taxes in Zhengzhou. For more decoration knowledge, decoration company evaluations, and decoration cases, please continue to pay attention!